Ramsey County property record for 862 4th St E, Saint Paul, MN 55106 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1935 |
| Square Footage | 982 sqft Living Area |
| Lot Size | 5,400 sqft (0.124 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $194,000 (2021) |
| Tax Bill | $2,240.00 (2025) |
| Primary APN | 33-29-22-23-0160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 982 sqft Living Area |
| 1st Floor | 592 sqft 1st Floor |
| Basement Area | 230 sqft Basement |
| Finished Basement | 230 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Asbestos Exterior |
| Lot Area | 5,400 sqft (0.124 acres) |
| Depth X Width | 135 ft x 40 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 663279 |
|---|---|
| Street Address | 862 4TH ST E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55106-5145 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OFARRELLS SUB OF B91 LYMAN & LOT 9 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 33 |
| Legal Subdivision | OFARRELLS SUB OF B91 LYMAN & |
| Legal Lot Number | 9 |
| Jurisdiction | RAMSEY MN |
| Minor Civil Division | ST. PAUL |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 34500 |
Source: Ramsey County records · APN 33-29-22-23-0160
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 862 4TH ST E, SAINT PAUL, MN 55106-5145 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY NEIGHBORHOOD HOUSING SVCS |
| May 06, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGES UNLIMITED INC |
| Mar 11, 2021 | Deed of Trust, Mortgage · Line of Credit HIWAY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 06, 2021 · Amount on Record |
| Deed Sale | May 06, 2021 · Amount on Record |
| Prior Sale | Oct 12, 2016 · Amount on Record |
| Deed Doc Number | 20214882097 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 862 4TH ST E, SAINT PAUL, MN 55106-5145 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A04882101 |
|---|---|
| Date | May 06, 2021 |
| Instrument | A04882101 |
| Name | COMMUNITY NEIGHBORHOOD HOUSING SVCS |
|---|---|
| Type | Government Agency |
| Address | SAINT PAUL, MN 55103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 01, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | May 06, 2021 |
| Property Address | 862 4TH ST E, SAINT PAUL, MN 55106-5145 |
| Document Number | 0A04882097 |
| Instrument Date | Apr 29, 2021 |
| Instrument | A04882097 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $640.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 862 4TH ST E, SAINT PAUL, MN 55106-5145 |
| Document Number | 0A04882098 |
|---|---|
| Date | May 06, 2021 |
| Instrument | A04882098 |
| Name | MORTGAGES UNLIMITED INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Number | 0A04882099 |
|---|---|
| Date | May 06, 2021 |
| Instrument | A04882099 |
| Name | MORTGAGES UNLIMITED INC |
|---|---|
| Type | Mortgage Company |
| Address | OSSEO, MN 55369 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 862 4TH ST E, SAINT PAUL, MN 55106-5145 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A04869368 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | A04869368 |
| Name | HIWAY FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 174 Months |
| Due | Aug 31, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Ramsey County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,900 (+9.07%) Land $25,500 Building $146,400 | $171,900 (+9.07%) Land $25,500 Building $146,400 | |
| 2025 | $2,240.00 (-8.27%) | ||
| 2023 | $2,442.00 Homeowner's exemption | $157,600 Land $13,300 Building $144,300 | $157,600 Land $13,300 Building $144,300 |
862 4th St E is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Ramsey County (27123C), updated April 20, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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