853 4th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 853 4th St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,350 sqft · built 1885
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$74,700 (Aug 2019)
Tax Bill	$2,076 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-29-22-23-0146`

Property Details

APN / Parcel Number

Primary APN	`33-29-22-23-0146`
Alternative APNs	`8494088` `8509769`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,128 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Asbestos
Construction Type	Frame
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8509769
Street Address	853 4TH ST E
City	SAINT PAUL
State	MN
Zip	55106-5144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STINSONS SUB OF B96 LYMAN DAY LOT 15 BLK 96
Legal Range	22
Legal Township	29
Legal Section	33
Legal Subdivision	STINSONS SUB OF B96 LYMAN DAY
Legal Block	96
Legal Lot Number	15
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1007
Census Tract	34500

Owner

Source: Ramsey County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	853 4TH ST E, SAINT PAUL, MN 55106-5144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
Aug 22, 2019	Warranty Deed, Transfer · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2019 · Amount on Record
Deed Sale	Aug 22, 2019 · Amount on Record
Prior Sale	Aug 27, 2008 · Amount on Record
Deed Document Number	20194770482
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Recording Date	Jun 4, 2026
Property Address	853 4TH ST E, SAINT PAUL, MN 55106-5144
Document Number	0A05108386
Instrument Date	May 14, 2026
Instrument	20265108386
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	853 4TH ST E, SAINT PAUL, MN 55106-5144
Investor	Possibly a Property Investor

Mortgage

Document Number	0005108386,
Date	Jun 4, 2026
Instrument	20265108386

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 23, 2036

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 22, 2019
Property Address	853 4TH ST E, SAINT PAUL, MN 55106-5144
Document Number	0004770482
Instrument Date	Aug 12, 2019
Instrument	4770482
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	PARTNERS TITLE COMPANY, PARTNERS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.98
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	853 4TH ST E ST PAUL MN 551065144, ST PAUL, MN 55106-5144

Mortgage

Document Number	4770483
Date	Aug 22, 2019
Instrument	4770483

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,076.00 (-2.08%) Homeowner's exemption	$154,900 (+12.49%) Land $25,000 Building $129,900	$154,900 (+12.49%) Land $25,000 Building $129,900
2023	$2,120.00 Homeowner's exemption	$137,700 Land $13,000 Building $124,700	$137,700 Land $13,000 Building $124,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, T-Mobile.

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