86195 Panorama Rd, Springfield, OR 97478 Property Records

Lane County property record for 86195 Panorama Rd, Springfield, OR 97478

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,456 sqft · built 1998
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$2,682 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-02-13-00-00204-000`

Property Details

APN / Parcel Number

Primary APN	`18-02-13-00-00204-000`
Alternative APN	`1620796`

Interior

Full Baths	2 Baths
Building Area	1,456 sqft Finished Area

Exterior

Year Built	Built 1998
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1620796
Street Address	86195 PANORAMA RD
City	SPRINGFIELD
State	OR
Zip	97478-9544
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	F2-IMPACTED FOREST
Legal Description	SEC/TWN/RNG/MER:SEC 13 TWN 18 RNG 02
Legal Range	02W
Legal Township	18S
Legal Section	13
Legal Lot Number	204
Jurisdiction	LANE OR
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1001
Census Tract	1600

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 917, PLEASANT HILL, OR 97455-0917
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MTG
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MTG
Jun 7, 2019	Deed of Trust, Mortgage · Conventional with PMI NATIONS DIRECT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2001
Deed Sale	Sep 14, 2001
Deed Document Number	2001-060206
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	86195 PANORAMA RD, SPRINGFIELD, OR 97478-9544
Document Number	0000043384
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	CASCADE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86195 PANORAMA RD SPRINGFIELD OR 974789544, SPRINGFIELD, OR 97478-9544

Mortgage

Document Number	0000043384
Date	Aug 7, 2020
Instrument	43384

Lender

Name	NATIONS DIRECT MTG
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	86195 PANORAMA RD, SPRINGFIELD, OR 97478-9544
Document Number	0000043384
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	CASCADE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86195 PANORAMA RD SPRINGFIELD OR 974789544, SPRINGFIELD, OR 97478-9544

Mortgage

Document Number	0000043384
Date	Aug 7, 2020
Instrument	43384

Lender

Name	NATIONS DIRECT MTG
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	86195 PANORAMA RD, SPRINGFIELD, OR 97478-9544
Document Number	0000023287
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	CASCADE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86195 PANORAMA RD PLEASANT HILL OR 97455, PLEASANT HILL, OR 97455

Mortgage

Document Number	0000023287
Date	Jun 12, 2019
Instrument	23287

Lender

Name	NATIONS DIRECT MTG
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jun 11, 2039

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Pleasant Hill School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,682.00 (+18.57%)	$223,309 (+5.99%)	$377,684 (+2.24%) Land $159,656 Building $218,028
2023	$2,262.00 (+0.71%)	$210,692 (+2.94%)	$369,424 (+2.11%) Land $151,685 Building $217,739
2022	$2,246.00	$204,668	$361,785 Land $151,685 Building $210,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (1996–2019)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Apr 2019 · rainfall accumulation
Claims by Event	Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Alyrica Fixed Wireless	65 / 10

May also be available: CenturyLink, Hunter Communications, T-Mobile, Verizon.

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