Bay County property record for 8617 Lorento St, Panama City Beach, FL 32408
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 2 ba · 1,224 sqft · built 1965 |
| Lot Size | 0.232 acres (10,105 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,525 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 30201-050-000 |
| Primary APN | 30201-050-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 3 Units |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Multi-Family |
| Exterior Material | Metal |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 10,105 sqft (0.232 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 292 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8617 LORENTO ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32408-7723 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | BC16 |
| Legal Description | 6 4S 15W -11.77A- 58B1 COM 25 W & 30 S & 1115 W OF NE COR FOR POB TH W 75 S 135 E 75 N 135 TO POB AKA LOT 16 BLK A WHISPERING PINES UNRC ORB 1361 P 1518 ORB 1369 P 1234 ORB 2354 P 507 |
| Legal Range | 15W |
| Legal Township | 04S |
| Legal Section | 06 |
| Legal Subdivision | WHISPERING PINES |
| Legal Block | A |
| Legal Lot Number | 16 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2604 |
8617 Lorento St, a residential property, is owned by two individuals who acquired it in January 2025.
Source: Bay County records, as of January 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8617 LORENTO ST, B, PANAMA CITY, FL 32408-7723 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 6, 2025 |
| Transfer Doc | 0000000500 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 8617 Lorento St was $1,525, up 36.9% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,525.00 (+36.89%) | $124,061 Land $105,488 Building $18,573 | $124,061 Land $105,488 Building $18,573 |
| 2024 | $1,114.00 (+9.22%) | ||
| 2023 | $1,020.00 (+29.61%) | $85,839 (+48.36%) Land $71,295 Building $14,544 | $85,839 (+48.36%) Land $71,295 Building $14,544 |
| 2022 | $787.00 | $57,858 Land $42,631 Building $15,227 | $57,858 Land $42,631 Building $15,227 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8617 Lorento St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 10 (1984–2020) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8617 Lorento St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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