8529 Lorento St, Panama City Beach, FL 32408 Property Records

Bay County property record for 8529 Lorento St, Panama City Beach, FL 32408

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 999 sqft · built 1993
Lot Size	0.232 acres (10,105 sqft)
Owner	Individual Name on Record
Last Sale	$144,250 (Jan 2023)
Tax Bill	$1,783 (2025)
Deeds & Mortgages	Jan 2023 Sale Jul 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30201-046-000`

Property Details

APN / Parcel Number

Primary APN	`30201-046-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	999 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2013
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,105 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Porch	Unfinished Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8529 LORENTO ST
City	PANAMA CITY
State	FL
Zip	32408-7721
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	BC16
Legal Description	6 4S 15W -11.19A- 58B1 BEG 30 S & 840 W OF NE COR OF SEC TH W 75 S 135 E 75 N 135 TO POB AKA LOT 12 BLK A WHISPERING PINES UNREC ORB 4653 P 215
Legal Range	15W
Legal Township	04S
Legal Section	06
Legal Subdivision	WHISPERING PINES
Legal Block	A
Legal Lot Number	12
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY BEACHES
Census Block Group	1
Census Block	1000
Census Tract	2604

Owner

Source: Bay County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	8529 LORENTO ST, PANAMA CITY, FL 32408-7721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Warranty Deed, Transfer ANCHOR TITLE COMPANY, ANCHOR TITLE CO
Jul 26, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2023 · Amount on Record
Deed Sale	Jan 31, 2023 · Amount on Record
Prior Sale	Nov 1, 2010
Deed Document Number	20235927
Deed Book / Page	4653 / 215
Prior Transfer Date	Jan 27, 2020
Prior Transfer Doc	0042150589
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 31, 2023
Property Address	8529 LORENTO ST, PANAMA CITY BEACH, FL 32408-7721
Document Number	0046530215
Book / Page	4653 / 215
Instrument Date	Jan 27, 2023
Instrument	2023005927
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	ANCHOR TITLE COMPANY, ANCHOR TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,010.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	164 MARLIN CIR, PANAMA CITY BEACH, FL 32408-7275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10541 S FORK LOOP, PANAMA CITY, FL 32404-4884

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Jul 26, 2022
Property Address	8529 LORENTO ST, PANAMA CITY BEACH, FL 32408-7721
Document Number	0045912049
Book / Page	4591 / 2049
Instrument Date	Jul 26, 2022
Instrument	2022055291
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8529 CORENTO STREET, 8529, PANAMA CITY BEACH, FL 32408

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8529 CORENTO STREET, PANAMA CITY BEACH, FL 32408

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jan 27, 2020
Property Address	8529 LORENTO ST, PANAMA CITY BEACH, FL 32408-7721
Document Number	0042150589
Book / Page	004215 / 000589
Instrument Date	Jan 27, 2020
Instrument	6364
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	8529 CORENTO ST PANAMA CITY BEACH FL 32408, PANAMA CITY BEACH, FL 32408

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Feb 28, 2017
Property Address	8529 LORENTO ST, PANAMA CITY BEACH, FL 32408-7721
Document Number	0038780219
Book / Page	003878 / 000219
Instrument Date	Feb 28, 2017
Instrument	11262
Transaction Type	Transfer
Record Updated	May 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	8529 CORENTO ST PANAMA CITY BEACH FL 32408, PANAMA CITY BEACH, FL 32408

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,783.00 (+10.81%)	$140,479 (+34.45%)	$151,104 (+44.62%) Land $105,488 Building $45,616
2024	$1,609.00 (+19.54%)
2023	$1,346.00 (+2,303.57%)	$104,481 (+196.04%) Land $71,295 Building $33,186	$104,481 (+92.67%) Land $71,295 Building $33,186
2022	$56.00 Homeowner's exemption Widower's exemption Additional exemption filed	$35,293	$54,228 Land $42,631 Building $11,597

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	10 (1984–2020)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Apr 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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