Nassau County property record for 86158 Cardinal Rd, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,998 sqft · built 1977 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Dec 2010) |
| Tax Bill | $3,993 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Nov 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-2N-27-4290-0024-0000 |
| Primary APN | 04-2N-27-4290-0024-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,998 sqft Living Area |
| Gross Area | 2,460 sqft |
| 1st Floor Area | 1,494 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Florida Room |
| Porch Area | 554 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 86158 CARDINAL RD |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-5565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | LOT 24 FLOOD ACRES #1 PB 4/20 |
| Legal Range | 27E |
| Legal Township | 02N |
| Legal Section | 04 |
| Legal Subdivision | FLOOD ACRES |
| Legal Lot Number | 24 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 50306 |
Source: Nassau County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 86158 CARDINAL RD, YULEE, FL 32097-5565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK |
| Nov 12, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2010 · Amount on Record |
| Deed Sale | Dec 2, 2010 · Amount on Record |
| Deed Document Number | 201032354 |
| Deed Book / Page | 1712 / 1391 |
| Last Transfer Date | Oct 25, 2021 |
| Transfer Doc | 0025130655 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 86158 CARDINAL RD, YULEE, FL 32097-5565 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 86158 CARDINAL RD, YULEE, FL 32097-5565 |
| Document Number | 0025741385 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 2574/1385 |
| Instrument | 202245023307 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | FERNANDINA BEACH, FL 32034 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Nov 12, 2021 |
| Property Address | 86158 CARDINAL RD, YULEE, FL 32097-5565 |
| Document Number | 0025130655 |
| Book / Page | 2513 / 655 |
| Map Reference | MB 4 PG 20 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 202145042168 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86158 CARDINAL RD, YULEE, FL 32097-5565 |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,993.00 (+1.35%) Homeowner's exemption | $300,478 (+2.9%) | $400,552 (+3.86%) Land $170,000 Building $230,552 |
| 2024 | $3,940.00 (+1.34%) Homeowner's exemption | $292,010 (+3%) | $385,660 (+1.32%) Land $160,000 Building $225,660 |
| 2023 | $3,888.00 (+99.59%) Homeowner's exemption | $283,505 (+66.38%) | $380,643 (+38.29%) Land $160,000 Building $220,643 |
| 2022 | $1,948.00 Homeowner's exemption | $170,393 | $275,248 Land $110,000 Building $165,248 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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