Nassau County property record for 86116 Cardinal Rd, Yulee, FL 32097
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 2,326 sqft · built 2018 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,408 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Jun 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-2N-27-4290-0026-0010 |
| Primary APN | 04-2N-27-4290-0026-0010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,326 sqft Heated Area |
| Gross Area | 2,356 sqft |
| 1st Floor Area | 784 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Porch |
| Porch Area | 80 sqft |
| Patio Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 86116 CARDINAL RD |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-5565 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OR |
| Legal Description | E1/2 OF LOT 26 (S-1) IN OR 1896/523 FLOOD ACRES UNIT 1 PB 4/20 |
| Legal Range | 27E |
| Legal Township | 02N |
| Legal Section | 04 |
| Legal Subdivision | FLOOD ACRES |
| Legal Lot Number | 26 S |
| Legal Unit | 1 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 50306 |
Source: Nassau County records · APN 04-2N-27-4290-0026-0010
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86116 CARDINAL RD, YULEE, FL 32097-5565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 05, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Jun 18, 2018 | Loan Modification, Mortgage · Conventional with PMI AMERICAN FIN'L RSRCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 02, 2014 |
| Deed Sale | Jan 02, 2014 |
| Deed Document Number | 201400037 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 86116 CARDINAL RD, YULEE, FL 32097-5565 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021750533 |
|---|---|
| Date | Feb 05, 2018 |
| Book Page | 2175/0533 |
| Instrument | 201803710 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 86116 CARDINAL RD, YULEE, FL 32097-5565 |
| Document Number | 0022031900 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 86116 CARDINAL RD YULEE FL 320975565, YULEE, FL 32097-5565 |
| Document Number | 0022031900 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 002203/001900 |
| Instrument | 18799 |
| Name | AMERICAN FIN'L RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2048 |
Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,408.00 (+1.52%) Homeowner's exemption | $197,246 (+2.9%) | $338,803 (+8.69%) Land $85,000 Building $253,803 |
| 2024 | $2,372.00 (-17.09%) Homeowner's exemption | $191,687 (-17.04%) | $311,703 (+9.16%) Land $80,000 Building $231,703 |
| 2023 | $2,861.00 (+30.28%) Homeowner's exemption | $231,047 (+35.13%) | $285,547 (+43.56%) Land $80,000 Building $205,547 |
| 2022 | $2,196.00 Homeowner's exemption | $170,975 | $198,899 Land $55,000 Building $143,899 |
Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 68 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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