Nassau County property record for 86154 Oak Tree Ln, Yulee, FL 32097
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 5 ba · 3,312 sqft · built 2007 |
| Lot Size | 0.165 acres (7,201 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,000 (May 2019) |
| Tax Bill | $3,219 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-2N-27-4300-0013-0030 |
| Primary APN | 04-2N-27-4300-0013-0030 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 3,312 sqft Living Area |
| Gross Area | 3,592 sqft |
| 1st Floor Area | 2,404 sqft |
| Upper Floors Area | 908 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,201 sqft (0.165 acres) |
| Lot Dimensions | 7.2 ft deep x 10 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 96 sqft |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 86154 OAK TREE LN |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-5584 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RSF-2 |
| Legal Description | BLOCK 13 LOT 3 TOWN OF YULEE-SNOWBALL ADD PB 1/15 |
| Legal Range | 27E |
| Legal Township | 02N |
| Legal Section | 04 |
| Legal Subdivision | YULEE-SNOWBALL ADD |
| Legal Block | 13 |
| Legal Lot Number | 3 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 50304 |
Source: Nassau County records · APN 04-2N-27-4300-0013-0030
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86154 OAK TREE LN, YULEE, FL 32097-5584 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| May 01, 2019 | Warranty Deed, Transfer · VA Mortgage GATEWAY MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2019 · Amount on Record |
| Deed Sale | May 01, 2019 · Amount on Record |
| Prior Sale | Sep 09, 2013 · Amount on Record |
| Deed Document Number | 201945013692 |
| Deed Book / Page | 2271 / 1350 |
| Prior Transfer Date | May 22, 2006 |
| Prior Transfer Doc | 0014260457 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 86154 OAK TREE LN, YULEE, FL 32097-5584 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Title Company | AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|---|
| Address | 86154 OAK TREE LN, YULEE, FL 32097-5584 |
| Document Number | 0025251062 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 2525/1062 |
| Instrument | 202145047750 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | May 01, 2019 |
| Property Address | 86154 OAK TREE LN, YULEE, FL 32097-5584 |
| Document Number | 0022711350 |
| Book / Page | 2271 / 1350 |
| Map Reference | MB 1 PG 15 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 201945013692 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,876.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 94066 SUMMER TRCE, 94066, FERNANDINA BEACH, FL 32034-1165 |
| Name | Verified Name |
|---|---|
| Address | 86154 OAK TREE LN, YULEE, FL 32097-5584 |
| Document Number | 0022711352 |
|---|---|
| Date | May 01, 2019 |
| Instrument | 2271-1352 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,219.00 (-4.99%) Veteran's exemption | $486,108 (+89.39%) Land $60,000 Building $426,108 | $486,108 (+6.58%) Land $60,000 Building $426,108 |
| 2024 | $3,388.00 (+1.44%) Homeowner's exemption | $256,672 (+3%) | $456,101 (+3.68%) Land $50,000 Building $406,101 |
| 2023 | $3,340.00 (+10.41%) Homeowner's exemption | $249,196 (+3%) | $439,893 (+54.07%) Land $50,000 Building $389,893 |
| 2022 | $3,025.00 Homeowner's exemption | $241,938 | $285,519 Land $40,000 Building $245,519 |
Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 185 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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