8614 Gaines Ave, Orangevale, CA 95662 Property Records

Sacramento County property record for 8614 Gaines Ave, Orangevale, CA 95662

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,965 sqft · built 1979
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Aug 2011)
Tax Bill	$4,016 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`261-0490-065-0000`

Property Details

APN / Parcel Number

Primary APN	`261-0490-065-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,965 sqft Living Area
1st Floor Area	1,965 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	18,731 sqft (0.43 acres)
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces
Pool Area	12,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8614 GAINES AVE
City	ORANGEVALE
State	CA
Zip	95662-3909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	ALMOND ESTATES EXC M/R, LOT 65
Legal Subdivision	ALMOND ESTATES
Legal Lot Number	65
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1004
Census Tract	8203

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8614 GAINES AVE, ORANGEVALE, CA 95662-3909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Jul 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 19, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Mar 18, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Nov 6, 2018	Trustee's Deed, Construction Loan · Construction Mortgage DISCOVER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2011 · Amount on Record
Deed Sale	Aug 26, 2011 · Amount on Record
Prior Sale	May 9, 2011 · Amount on Record
Deed Book / Page	20110826 / 982
Last Transfer Date	May 12, 2014
Transfer Doc	0000001054
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8614 GAINES AVE, ORANGEVALE, CA 95662-3909
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8614 GAINES AVE, ORANGEVALE, CA 95662-3909

Mortgage

Document Number	0000001433
Date	Jul 19, 2021
Instrument	202107191433

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8614 GAINES AVE, ORANGEVALE, CA 95662-3909
Transaction Type	Mortgage
Record Updated	Jun 22, 2022
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8614 GAINES AVE, ORANGEVALE, CA 95662-3909

Mortgage

Document Number	0000000682
Date	Jun 13, 2022
Instrument	2022061300682

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8614 GAINES AVE, ORANGEVALE, CA 95662-3909
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8614 GAINES AVE, ORANGEVALE, CA 95662-3909

Mortgage

Document Number	7190000001433
Date	Jul 19, 2021
Book Page	20210719/1433

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8614 GAINES AVE, ORANGEVALE, CA 95662-3909
Document Number	2005260798
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8614 GAINES AVE ORANGEVALE CA 956623909, ORANGEVALE, CA 95662-3909

Mortgage

Document Number	2005260798
Date	May 26, 2020
Instrument	2005260798

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8614 GAINES AVE, ORANGEVALE, CA 95662-3909
Document Number	1904190472
Instrument Date	Mar 18, 2019
Transaction Type	Mortgage
Record Updated	May 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8614 GAINES AVE ORANGEVALE CA 956623909, ORANGEVALE, CA 95662-3909

Mortgage

Document Number	1904190472
Date	Apr 19, 2019
Instrument	1904190472

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2049

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 6, 2018
Property Address	8614 GAINES AVE, ORANGEVALE, CA 95662-3909
Instrument Date	Nov 1, 2018
Instrument	1811060436
Transaction Type	Construction Loan
Record Updated	Feb 20, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8614 GAINES AVE ORANGEVALE CA 956623909, ORANGEVALE, CA 95662-3909

Mortgage

Document Number	1811060436
Date	Nov 6, 2018
Instrument	1811060436

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 5, 2038

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$345,905 (+2%) Land $122,986 Building $222,919
2025	$4,016.00 (+0.98%) Homeowner's exemption	$339,124 (+4.04%) Land $120,575 Building $218,549
2024	$3,977.00 (+2.61%)
2023	$3,876.00 (+0.57%) Homeowner's exemption	$325,957 Land $115,894 Building $210,063
2022	$3,854.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (1986–2025)
Claims Outside the SFHA	13 of 13
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE VALE WATER COMPANY private · serves 16,861 people · EPA ID CA3410016
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Succeed.Net, Verizon.

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