8601 Gaines Ave, Orangevale, CA 95662 Property Records

Sacramento County property record for 8601 Gaines Ave, Orangevale, CA 95662

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,527 sqft · built 1988
Lot Size	0.232 acres (10,112 sqft)
Owner	Company Name on Record
Last Sale	$340,000 (Dec 2010)
Tax Bill	$5,242 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`261-0490-004-0000`

Property Details

APN / Parcel Number

Primary APN	`261-0490-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,527 sqft Living Area
1st Floor Area	2,527 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,112 sqft (0.232 acres)
Garage Area	615 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8601 GAINES AVE
City	ORANGEVALE
State	CA
Zip	95662-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	ALMOND ESTATES EXC M/R, LOT 4
Legal Subdivision	ALMOND ESTATES
Legal Lot Number	4
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1005
Census Tract	8203

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8601 GAINES AVE, ORANGEVALE, CA 95662-3908
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 21, 2021	Intrafamily Transfer, Transfer
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2010 · Amount on Record
Deed Sale	Dec 21, 2010 · Amount on Record
Prior Sale	Oct 7, 2010 · Amount on Record
Deed Book / Page	20101221 / 1959
Last Transfer Date	Sep 17, 2021
Transfer Doc	0000002092
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8601 GAINES AVE, ORANGEVALE, CA 95662-3908
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8601 GAINES AVE, ORANGEVALE, CA 95662-3908

Mortgage

Document Number	0000001596
Date	Jul 2, 2021
Instrument	202107021596

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 21, 2021
Property Address	8601 GAINES AVE, ORANGEVALE, CA 95662-3908
Document Number	2021092102092
Map Reference	MB 125 MAP 15
Instrument Date	Sep 17, 2021
Instrument	2021092102092
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8601 GAINES AVE, ORANGEVALE, CA 95662-3908

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8601 GAINES AVE, ORANGEVALE, CA 95662-3908
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8601 GAINES AVE, ORANGEVALE, CA 95662-3908

Mortgage

Document Number	7020000001596
Date	Jul 2, 2021
Book Page	20210702/1596

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8601 GAINES AVE, ORANGEVALE, CA 95662-3908
Document Number	2003120815
Instrument Date	Mar 7, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	CHICAGO TITLE-INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8601 GAINES AVE ORANGEVALE CA 956623908, ORANGEVALE, CA 95662-3908

Mortgage

Document Number	2003120815
Date	Mar 12, 2020
Instrument	2003120815

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$444,298 (+2%) Land $156,809 Building $287,489
2025	$5,242.00 (+0.94%)	$435,587 (+4.04%) Land $153,735 Building $281,852
2024	$5,193.00 (+2.57%)
2023	$5,063.00 (+0.52%)	$418,674 Land $147,766 Building $270,908
2022	$5,037.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (1986–2025)
Claims Outside the SFHA	13 of 13
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE VALE WATER COMPANY private · serves 16,861 people · EPA ID CA3410016
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Succeed.Net, Verizon.

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