8610 E Cross Ln, Inverness, FL 34450 Property Records

Citrus County property record for 8610 E Cross Ln, Inverness, FL 34450

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,013 sqft · built 1974
Lot Size0.417 acres (18,181 sqft)
Owner2 Individual Names on File
Last Sale$32,000 (Oct 2024)
Tax Bill$991 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN20E-19S-22-0040-000H0-0050

Property Details

APN / Parcel Number

Primary APN20E-19S-22-0040-000H0-0050
Alternative APNs
  • 2219S20E0040000H00050
  • 1793246

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,013 sqft Living Area
Gross Area2,793 sqft
1st Floor Area2,013 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1989
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area18,181 sqft (0.417 acres)
Lot Dimensions150 ft deep x 149 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces8 Parking Spaces
PorchScreened Aluminum Porch
Porch Area354 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1793246
Street Address8610 E CROSS LN
CityINVERNESS
StateFL
Zip34450-6939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCLR
Legal DescriptionDAVIS LAKE GOLF ESTS UNIT 4 PB 7 PG 92 -LOT 5 BLK H
Legal Range20E
Legal Township19S
Legal Section22
Legal SubdivisionDAVIS LAKE GOLF ESTATES UNIT 4
Legal BlockH
Legal Lot Number5
Legal Unit4
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group3
Census Block3008
Census Tract451002

Owner

8610 E Cross Ln is owned by two individuals who bought it in October 2024.

Source: Citrus County records, as of December 3, 2025

Owner of Record2 Individual Names on File
Mailing Address8602 E CROSS LN, INVERNESS, FL 34450-6939
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2024 · Amount on File
Deed SaleOct 1, 2024 · Amount on File
Prior SaleOct 13, 2016 · Amount on File
Deed Document Number202458570
Deed Book / Page3505 / 1615
Prior Transfer DateSep 30, 2024
Prior Transfer Doc0035051615
Record UpdatedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address8610 E CROSS LN, INVERNESS, FL 34450-6939
Transaction TypeMortgage
Record UpdatedJul 28, 2022
Title CompanyATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028071991
DateJan 30, 2017
Book Page2807/1991
Instrument2017004246
Lender
NameGTE FCU
TypeCredit Union
AddressTAMPA, FL 33602
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term302 Months
DueMar 20, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 8610 E Cross Ln was $991, down 68.8% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$991.00 (-68.78%)$94,103 (-62.11%)$237,211 (-4.49%) Land $30,800 Building $206,411
2024$3,174.00 (+5.17%)$248,359 (+2.69%) Land $30,800 Building $217,559$248,359 (+2.69%) Land $30,800 Building $217,559
2023$3,018.00 (+17.11%)$241,860 (+20.61%) Land $30,800 Building $211,060$241,860 (+20.61%) Land $30,800 Building $211,060
2022$2,577.00$200,530 Land $23,340 Building $177,190$200,530 Land $23,340 Building $177,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8610 E Cross Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 29 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8610 E Cross Ln is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 35

May also be available: Verizon.

Nearby Properties on E Cross Ln

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