8530 E Cross Ln, Inverness, FL 34450 Property Records

Citrus County property record for 8530 E Cross Ln, Inverness, FL 34450

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,260 sqft · built 2021
Lot Size	0.542 acres (23,624 sqft)
Owner	2 Individuals on Record
Last Sale	$215,000 (Jul 2021)
Tax Bill	$3,298 (2025)
Deeds & Mortgages	Apr 2026 Sale Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-22-0040-000H0-0020`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-22-0040-000H0-0020`
Alternative APNs	`2219S20E0040000H00020` `1793220`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,764 sqft
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Combination
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	23,624 sqft (0.542 acres)
Lot Dimensions	150 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	7 Parking Spaces
Porch	Finished/Open Porch
Patio Area	78 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1793220
Street Address	8530 E CROSS LN
City	INVERNESS
State	FL
Zip	34450-6939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR
Legal Description	DAVIS LAKE GOLF ESTS UNIT 4 PB 7 PG 92 E1/2 OF LOT 2 & ALL OF LOT 3 BLK H
Legal Range	20E
Legal Township	19S
Legal Section	22
Legal Subdivision	DAVIS LAKE GOLF ESTATES UNIT 4
Legal Block	H
Legal Lot Number	2,3
Legal Unit	4
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	3
Census Block	3008
Census Tract	451002

Owner

Source: Citrus County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	8530 E CROSS LN, INVERNESS, FL 34450-6939
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 13, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 25, 2020	Warranty Deed, Transfer AMERICAN TITLE SERVICES CITRUS COMPANY, AMERICAN TITLE SVCS CITRUS CO
Jan 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Feb 25, 2020 · Amount on Record
Deed Document Number	202147311
Deed Book / Page	3184 / 496
Last Transfer Date	Apr 9, 2026
Transfer Doc	0000020744
Record Updated	Jun 8, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 10, 2026
Property Address	8530 E CROSS LN, INVERNESS, FL 34450-6939
Document Number	0000020744
Book / Page	3659 / 684
Instrument Date	Apr 9, 2026
Instrument	202620744
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	8530 E CROSS LN, INVERNESS, FL 34450-6939
Investor	Possibly a Property Investor

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 13, 2021
Property Address	8530 E CROSS LN, INVERNESS, FL 34450-6939
Document Number	0031840496
Book / Page	3184 / 496
Map Reference	MB 7 PG 92
Instrument Date	Jul 9, 2021
Instrument	2021047311
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8530 E CROSS LN, INVERNESS, FL 34450-6939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	E6069 COUNTY ROAD BB, MANAWA, WI 54949-8621
Investor	Possibly a Property Investor

Mortgage

Document Number	0003184498
Date	Jul 13, 2021
Instrument	3184/498

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 25, 2020
Property Address	8530 E CROSS LN, INVERNESS, FL 34450-6939
Document Number	0030412482
Book / Page	003041 / 002482
Instrument Date	Feb 24, 2020
Instrument	10668
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	AMERICAN TITLE SERVICES CITRUS COMPANY, AMERICAN TITLE SVCS CITRUS CO

Transaction

Amount	Amount Recorded
Tax	$91.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2829 WAGER HILL RD PENN YAN NY 145278941, PENN YAN, NY 14527-8941

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 5, 2018
Property Address	8530 E CROSS LN, INVERNESS, FL 34450-6939
Document Number	0028730733
Book / Page	002873 / 000733
Instrument Date	Sep 26, 2017
Instrument	713
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8329 STEWARD CT SPRING HILL FL 346086854, SPRING HILL, FL 34608-6854

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,298.00 (+4.63%) Homeowner's exemption Veteran's exemption	$254,620 (-10.36%)	$272,796 (-3.96%) Land $42,000 Building $230,796
2024	$3,152.00 (+2.54%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$284,050 (+5.74%) Land $42,000 Building $242,050	$284,050 (+5.74%) Land $42,000 Building $242,050
2023	$3,074.00 (+6.96%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$268,630 (+15.17%) Land $42,000 Building $226,630	$268,630 (+15.17%) Land $42,000 Building $226,630
2022	$2,874.00 Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$233,240 Land $31,830 Building $201,410	$233,240 Land $31,830 Building $201,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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