Carroll County property record for 857 Snowfall Way, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,760 sqft · built 1990 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Apr 2026) |
| Tax Bill | $3,941 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-106165 |
| Primary APN | 07-106165 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Total Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,365 sqft (0.215 acres) |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 106165 |
|---|---|
| Street Address | 857 SNOWFALL WAY |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-4623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 102- 9365 SF (0.2 857 SNOWFALL WAY 30-126 AUTUMN RDG SC 5 |
| Legal Subdivision | AUTUMN RDG SEC 05 |
| Legal Lot Number | 102 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 507601 |
857 Snowfall Way is owned and occupied by an individual who bought it in April 2026.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 857 SNOWFALL WAY, WESTMINSTER, MD 21157-4623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 7, 2026 | Deed, Transfer · Conventional Mortgage POINT BREEZE CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2026 · Amount on File |
| Deed Sale | Apr 7, 2026 · Amount on File |
| Prior Sale | Sep 17, 2001 |
| Deed Book / Page | 11731 / 303 |
| Transfer Doc | 0021160585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 857 SNOWFALL WAY, WESTMINSTER, MD 21157-4623 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Title Company | FIRST QUALITY TITLE, FIRST EQUITY TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0106100414 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 10610/414 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 7, 2026 |
| Property Address | 857 SNOWFALL WAY, WESTMINSTER, MD 21157-4623 |
| Document Number | 1173000303 |
| Book / Page | 11731 / 303 |
| Instrument Date | Mar 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | LAKESIDE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $464,600.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 857 SNOWFALL WAY, WESTMINSTER, MD 21157-4623 |
| Document Number | 1173000310, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 11731/310 |
| Name | POINT BREEZE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 857 Snowfall Way was $3,941 with a homeowner's exemption, up 10.1% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,941.00 (+10.15%) Homeowner's exemption | $346,600 (+6.43%) Land $110,000 Building $236,600 | $346,600 (-) Land $110,000 Building $236,600 |
| 2025 | $3,578.00 Homeowner's exemption | $325,667 | $346,600 Land $110,000 Building $236,600 |
| 2023 | $3,206.00 Homeowner's exemption | $283,800 Land $112,300 Building $171,500 | $283,800 Land $112,300 Building $171,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 857 Snowfall Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 857 Snowfall Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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