861 Middlesex St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 861 Middlesex St, Lowell, MA 01851

Property Summary

Property Type	Apartments (5+ Units)
Lot Size	0.7 acres (30,492 sqft)
Owner	Company Name on File
Last Sale	$1,850,000 (Dec 2006)
Tax Bill	$48,818 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`G11965`

Property Details

APN / Parcel Number

Primary APN	`G11965`
Alternative APNs	`LOWE M:120 B:4085 L:861` `M:000120 T:G11965`

Interior

Units	12 Units

Exterior

Lot Area	30,492 sqft (0.7 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	G11965
Street Address	861 MIDDLESEX ST
City	LOWELL
State	MA
Zip	01851-1422
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	TMF
Legal Block	4085
Legal Lot Number	861
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1002
Census Tract	311200

Owner

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 55071, BOSTON, MA 02205-5071
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage JEANNE D ARC CU
Aug 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 19, 2006 · Amount on Record
Deed Sale	Dec 19, 2006 · Amount on Record
Prior Sale	Dec 19, 2006 · Amount on Record
Deed Document Number	200670834
Deed Book / Page	20814 / 70
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	861 MIDDLESEX ST, LOWELL, MA 01851-1422
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039721-129
Date	Dec 8, 2025
Book Page	39721/129
Instrument	39552

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	861 MIDDLESEX ST, LOWELL, MA 01851-1422
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037340-105
Date	Aug 30, 2022
Book Page	37340/105
Instrument	36774

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$48,818.00 (+5.91%)	$4,252,400 (+9.87%) Land $739,200 Building $3,513,200
2024	$46,096.00 (+2.49%)	$3,870,400 (+6.88%) Land $690,000 Building $3,180,400
2023	$44,978.00	$3,621,400 Land $600,000 Building $3,021,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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