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851 Middlesex St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 851 Middlesex St, Lowell, MA 01851

Property Summary

Property TypeSingle Family Home
Details9 bd · 3 ba · 5,896 sqft · built 1926
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$650,000 (Jul 2024)
Tax Bill$8,612 (2026)
Deeds & MortgagesJan 2023 Transfer
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC11890

Property Details

APN / Parcel Number

Primary APNC11890
Alternative APNs
  • LOWE M:120 B:4085 L:851
  • M:000120 T:C11890

Interior

Bedrooms9 Beds
Full Baths3 Baths
Total Rooms23 Rooms
Units10 Units
Stories3 Stories
Building Area5,896 sqft Living Area
Gross Area10,280 sqft
1st Floor Area2,704 sqft
Basement Area2,704 sqft
Unfinished Basement1,680 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleTriplex
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberC11890
Street Address851 MIDDLESEX ST
CityLOWELL
StateMA
Zip01851-1419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTMF
Legal Block4085
Legal Lot Number851
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1002
Census Tract311200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address54 GROVE ST, LOWELL, MA 01851-2509
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2023Quit Claim Deed, Transfer
Quitclaim
Aug 23, 2018Quit Claim Deed, Transfer
TD BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2024 · Amount on Record
Deed SaleJul 1, 2024 · Amount on Record
Prior SaleAug 23, 2018 · Amount on Record
Deed Book / Page38591 / 50
Prior Transfer DateJun 20, 2024
Prior Transfer Doc0038591-50
Record UpdatedOct 29, 2026

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJan 11, 2023
Property Address851 MIDDLESEX ST, LOWELL, MA 01851-1419
Document Number0037624-94
Book / Page37624 / 94
Instrument DateJan 9, 2023
Instrument954
Transaction TypeTransfer
Record UpdatedMay 16, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address71 LORING ST, LOWELL, MA 01851-2514

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateAug 23, 2018
Property Address851 MIDDLESEX ST, LOWELL, MA 01851-1419
Document Number32350-66
Book / Page32350 / 66
Instrument36697
Transaction TypeTransfer
Record UpdatedJun 8, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number323500068
DateAug 23, 2018
Instrument32350/0068
Lender
NameTD BANK NA
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,612.00$758,800 (+8.18%) Land $223,000 Building $535,800$701,430 (+0.37%)
2025$701,400 (+5.27%) Land $208,500 Building $492,900$698,820 (+15.41%)
2024$666,300 (+9.07%) Land $194,800 Building $471,500$605,530
2023$610,900 Land $169,400 Building $441,500
2020$6,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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