861 Harbor Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 861 Harbor Dr, Key Biscayne, FL 33149 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2009
Square Footage	3,405 sqft Living Area
Lot Size	11,845 sqft (0.272 acres)
Occupancy	Owner Occupied
Last Sale	$4,000,000 (2007)
Tax Bill	$45,854.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`24-5205-010-0570`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,405 sqft Living Area
Gross Area	3,921 sqft Gross Area
1st Floor	3,405 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2009
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Tile Roof
Lot Area	11,845 sqft (0.272 acres)
Depth X Width	125 ft x 85 ft Depth x Width

Exterior Amenities

Patio Area	300 sqft Patio
Porch	Porch
Porch Area	258 sqft Porch
Boat Access	Boat Access
Gazebo	100 sqft Gazebo

Location & Zoning

Street Address	861 HARBOR DR
City	KEY BISCAYNE
State	FL
Zip	33149-1746
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	5 55 42 CAPE FLORIDA SUB SEC 1 PB 68-81 LOT 25 & PROP INT IN & TO ADJ WATER OR WATERWAYS BLK 2 LOT SIZE 11845 SQ FT OR 17480-2728 1296 1 COC 25502-1967 03 2007 1
Legal Range	42E
Legal Township	55S
Legal Section	05
Legal Subdivision	CAPE FLORIDA SUB
Legal Block	1
Legal Lot Number	25
Jurisdiction	DADE FL
Minor Civil Division	KEY BISCAYNE
Census Blockgroup	1
Census Block	1020
Census Tract	4602

Owner

Source: Miami-Dade County records · APN 24-5205-010-0570

Assessment roll updated July 21, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	861 HARBOR DR, KEY BISCAYNE, FL 33149-1746
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 03, 2007 · Amount on Record
Deed Sale	Apr 03, 2007 · Amount on Record
Prior Sale	Dec 31, 1996 · Amount on Record
Deed Doc Number	2007336862
Deed Book / Page	25502 / 1967
Record Refreshed	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	861 HARBOR DR, KEY BISCAYNE, FL 33149-1746
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 HARBOR DR, KEY BISCAYNE, FL 33149-1746

Mortgage

Document Number	0000458940
Date	Jun 07, 2022
Book Page	33226/4804
Instrument	2022R0458940

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jun 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	Other
Max Rate	7.62%

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 21, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$45,854.00 (+2.3%) Homeowner's exemption	$2,879,901 (+5.99%)	$6,190,009 (+28.83%) Land $5,626,375 Building $563,634
2024	$44,825.00 (+1.32%)
2023	$44,239.00 (+4.16%) Homeowner's exemption	$2,717,222 (+3%)	$4,804,690 (+8.37%) Land $4,228,665 Building $576,025
2022	$42,472.00 Homeowner's exemption	$2,638,080	$4,433,442 Land $3,849,625 Building $583,817

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	10.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.