Miami-Dade County property record for 851 Harbor Dr, Key Biscayne, FL 33149 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 8 ba · 6,335 sqft · built 2012 |
| Lot Size | 0.346 acres (15,115 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $5,350,000 (Feb 2015) |
| Tax Bill | $63,153 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 24-5205-010-0580 |
| Primary APN | 24-5205-010-0580 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 6,335 sqft Living Area |
| Gross Area | 7,321 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Roof Type | Rigid Frame Bar Joist |
| Lot Area | 15,115 sqft (0.346 acres) |
| Garage Area | 293 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 273 sqft |
| Patio Area | 550 sqft |
| Fence | Fence |
| Street Address | 851 HARBOR DR |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAPE FLA SUB SEC 1 PB 68-81 LOT 26 BLK 2 LOT SIZE 15115 SQ FT OR 20499-4780 06/2002 1 COC 26331-3023 04 2008 1 |
| Legal Range | 42 |
| Legal Township | 55 |
| Legal Section | 05 |
| Legal Subdivision | CAPE FLA SUB SEC 1 |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 4602 |
Source: Miami-Dade County records · APN 24-5205-010-0580
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 851 HARBOR DR, KEY BISCAYNE, FL 33149-1746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 27, 2015 · Amount on Record |
| Deed Sale | Feb 27, 2015 · Amount on Record |
| Prior Sale | Sep 06, 2011 |
| Deed Document Number | 0295183866 |
| Deed Book / Page | 29518 / 3866 |
| Record Updated | Jun 08, 2026 |
Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $63,153.00 (+3.61%) Homeowner's exemption | $3,984,775 (+5.99%) | $5,830,986 (+15.33%) Land $3,929,900 Building $1,901,086 |
| 2023 | $60,950.00 (+3.99%) Homeowner's exemption | $3,759,684 (+3%) | $5,055,818 (+18.55%) Land $3,476,450 Building $1,579,368 |
| 2022 | $58,612.00 Homeowner's exemption | $3,650,179 | $4,264,714 Land $2,667,798 Building $1,596,916 |
Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860046021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 201 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 312 (1979–2024) |
| Claims Outside the SFHA | 1 of 312 |
| Most Recent Claim | Jun 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 247 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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