861 Garden Rd, Willard, NC 28478 Property Records

Pender County property record for 861 Garden Rd, Willard, NC 28478 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,375 sqft · built 1972
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (Aug 2020)
Tax Bill	$1,106 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2383-64-1102-0000`

Property Details

APN / Parcel Number

Primary APN	`2383-64-1102-0000`
Alternative APNs	`000033368` `23582`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,375 sqft Living Area
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1972
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	16,988 sqft (0.389 acres)
Patio Area	144 sqft
Gazebo	64 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000033368
Old Parcel Number	2383 64 1102 0000
Street Address	861 GARDEN RD
City	WILLARD
State	NC
Zip	28478-6793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 29,PB 12/37 LEA ACRES
Legal Subdivision	LEA ACRES
Legal Lot Number	29
Jurisdiction	PENDER NC
Township / Civil Division	UNION
Census Block Group	3
Census Block	3032
Census Tract	920300

Owner

Source: Pender County records · APN 2383-64-1102-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	861 GARDEN RD, WILLARD, NC 28478-6793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 26, 2020 · Amount on Record
Deed Sale	Aug 26, 2020 · Amount on Record
Deed Document Number	0020614722
Deed Book / Page	2061 / 4722
Record Updated	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 26, 2020
Property Address	861 GARDEN RD, WILLARD, NC 28478-6793
Document Number	0047222061
Book / Page	004722 / 002061
Instrument Date	Aug 11, 2020
Instrument	20068870
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 GARDEN RD WILLARD NC 284786793, WILLARD, NC 28478-6793

Mortgage

Document Number	47222064
Date	Aug 26, 2020
Book Page	004722/002064
Instrument	20068871

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2050

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,106.00 (+6.86%)	$184,256 (+89.13%) Land $10,834 Building $173,422	$184,256 (+89.13%) Land $10,834 Building $173,422
2023		$97,422 (-) Land $12,800 Building $84,622	$97,422 (-) Land $12,800 Building $84,622
2022	$1,035.00	$97,422 Land $12,800 Building $84,622	$97,422 Land $12,800 Building $84,622

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 48% of North Carolina
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Penderlea Homesteads Historic District listed 2013 · 197 contributing resources · NRIS 13000803

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.