781 Garden Rd, Willard, NC 28478 Property Records

Pender County property record for 781 Garden Rd, Willard, NC 28478

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,283 sqft · built 1972
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,500 (Aug 2025)
Tax Bill	$1,015 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2383-63-3729-0000`

Property Details

APN / Parcel Number

Primary APN	`2383-63-3729-0000`
Alternative APNs	`001034117` `941966`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,283 sqft Living Area
Flooring	Carpet

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	170 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	001034117
Street Address	781 GARDEN RD
City	WILLARD
State	NC
Zip	28478-6791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	L 17,PB 12/37 LEA ACRES
Legal Subdivision	LEA ACRES
Legal Lot Number	17
Jurisdiction	PENDER NC
Township / Civil Division	UNION
Census Block Group	3
Census Block	3032
Census Tract	920300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Penderlea Homesteads Historic District listed 2013 · 197 contributing resources · NRIS 13000803

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Pender County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	781 GARDEN RD, WILLARD, NC 28478-6791
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2025 · Amount on Record
Deed Sale	Aug 19, 2025 · Amount on Record
Prior Sale	Oct 29, 2019 · Amount on Record
Deed Document Number	202520145355
Deed Book / Page	4870 / 2831
Prior Transfer Date	Apr 15, 2011
Prior Transfer Doc	0039210123
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 29, 2019
Property Address	781 GARDEN RD, WILLARD, NC 28478-6791
Document Number	0046961066
Book / Page	4696 / 1066
Instrument Date	Oct 18, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 W MAIN ST, WALLACE, NC 28466-2912

Mortgage

Document Number	0046961070
Date	Oct 29, 2019
Instrument	4696/1070

Lender

Name	JET DIRECT FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,015.00 (+6.39%)	$174,470 (+98.85%) Land $10,834 Building $163,636	$174,470 (+98.85%) Land $10,834 Building $163,636
2023		$87,739 (-) Land $12,800 Building $74,939	$87,739 (-) Land $12,800 Building $74,939
2022	$954.00	$87,739 Land $12,800 Building $74,939	$87,739 Land $12,800 Building $74,939

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1999–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEA ACRES WATER CO INC private · serves 120 people · EPA ID NC0471113
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Focus Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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