861 E Bay St, Osprey, FL 34229 Property Records

Sarasota County property record for 861 E Bay St, Osprey, FL 34229

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,627 sqft · built 1981
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,000 (Oct 2001)
Tax Bill	$1,109 (2025)
Deeds & Mortgages	May 2023 Assignment
Flood Zone	Zone AE (high risk)
APN	`0141-16-0005`

Property Details

APN / Parcel Number

Primary APN	`0141-16-0005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,627 sqft Living Area
1st Floor Area	1,627 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1991
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	104,544 sqft (2.4 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Porch	Open Porch
Porch Area	200 sqft
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	861 E BAY ST
City	OSPREY
State	FL
Zip	34229-9423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OUE2
Legal Description	COM SE COR SEC 2 TH S-89-04-W 338.91 FT FOR POB TH S-89-04-W 169.46 FT TH N-0-02-E 668.25 FT TH N-89-04-E 169.46 FT TH S-0-02
Legal Range	18E
Legal Township	38S
Legal Section	02
Jurisdiction	SARASOTA FL
Township / Civil Division	OSPREY-LAUREL-NOKOMIS
Census Block Group	2
Census Block	2006
Census Tract	2101

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	861 E BAY ST, OSPREY, FL 34229-9423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2001 · Amount on Record
Deed Sale	Oct 3, 2001 · Amount on Record
Deed Document Number	2001141823
Record Updated	Jun 8, 2026

May 2023: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	SARASOTA FL
Recording Date	May 17, 2023
Property Address	861 E BAY ST, OSPREY, FL 34229-9423
Document Number	0000080170
Map Reference	DOC 1999170443
Instrument Date	May 15, 2023
Instrument	2023080170
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	708 N WATERWAY, VENICE, FL 34285-2934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 E BAY ST, OSPREY, FL 34229-9423

Mortgage

Document Number	0000069572
Date	Apr 28, 2023
Instrument	2023069572

Lender

Name	ENGLEWOOD BANK & TRUST
Type	Bank
Address	ENGLEWOOD, FL 34223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,109.00 (-28.41%) Homeowner's exemption	$133,716 (+5.99%)	$632,000 (-1.62%) Land $476,400 Building $155,600
2023	$1,549.00 (+4.87%) Homeowner's exemption	$126,163 (+3%)	$642,400 (+81.47%) Land $478,700 Building $163,700
2022	$1,477.00 Homeowner's exemption	$122,488	$354,000 Land $194,700 Building $159,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 155 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	155 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20