630 E Bay St, Osprey, FL 34229 Property Records

Sarasota County property record for 630 E Bay St, Osprey, FL 34229 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	3,108 sqft Living Area
Lot Size	139,392 sqft (3.2 acres)
Occupancy	Owner Occupied
Last Sale	$780,000 (2020)
Tax Bill	$7,907.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0149-03-0005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	3,108 sqft Living Area
1st Floor	3,108 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Hip Roof Construction
Roof Material	Concrete Roof
Lot Area	139,392 sqft (3.2 acres)
Garage Type	Attached Garage
Garage Area	635 sqft Garage

Exterior Amenities

Pool Area	350 sqft Pool
Patio Area	1,490 sqft Patio
Porch	Open Porch
Porch Area	306 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	630 E BAY ST
City	OSPREY
State	FL
Zip	34229-9425
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	W 340.49 FT OF E 1/2 OF NE 1/4 OF NW 1/4 OF SEC 11 LESS S 831.49 FT THEREOF ALSO LESS N 30 FT THEREOF FOR RD R/W CONTAINING 3
Legal Range	18E
Legal Township	38S
Legal Section	11
Legal Subdivision	ACREAGE & UNREC
Jurisdiction	SARASOTA FL
Minor Civil Division	OSPREY-LAUREL-NOKOMIS
Census Blockgroup	1
Census Block	1014
Census Tract	2101

Owner

Source: Sarasota County records · APN 0149-03-0005

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	630 E BAY ST, OSPREY, FL 34229-9425
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Dec 26, 2012 · Amount on Record
Deed Doc Number	2020110232
Record Refreshed	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Aug 17, 2020
Property Address	630 E BAY ST, OSPREY, FL 34229-9425
Document Number	0000110232
Instrument Date	Aug 13, 2020
Instrument	110232
Transaction Type	Transfer
Record Updated	Sep 01, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,460.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	630 E BAY ST OSPREY FL 342299425, OSPREY, FL 34229-9425

Mortgage

Document Number	110233
Date	Aug 17, 2020
Instrument	110233

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

Tax Assessment & Valuation

Source: Sarasota County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,907.00 (-4.56%) Homeowner's exemption	$726,148 (+5.99%)	$1,102,700 (-2.61%) Land $589,000 Building $513,700
2023	$8,285.00 (+2.12%) Homeowner's exemption	$685,129 (+3%)	$1,132,300 (+51.28%) Land $585,900 Building $546,400
2022	$8,113.00 Homeowner's exemption	$665,174	$748,500 Land $238,300 Building $510,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sarasota County (12115C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.