861 E 98th Ave, Unit 607, Thornton (Denver), CO 80229 Property Records

Adams County property record for 861 E 98th Ave, Unit 607, Thornton, CO 80229

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,415 sqft · built 2019
Lot Size	0.043 acres (1,895 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,971 (Apr 2020)
Tax Bill	$1,163 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0193343`

Property Details

APN / Parcel Number

Primary APN	`R0193343`
Alternative APN	`0171914315130`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,415 sqft Living Area
Basement Area	507 sqft
Finished Basement	100 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,895 sqft (0.043 acres)
Porch	Porch
Deck Area	57 sqft
Patio Area	57 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	R0193343
Street Address	861 E 98TH AVE UNIT 607, 607
City	THORNTON
State	CO
Zip	80229-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAMBERTSON LAKES 5TH AMND LOT 41A
Legal Subdivision	LAMBERTSON LAKES
Legal Lot Number	41A
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2007
Census Tract	9204

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	861 E 98TH AVE UNIT 607, 607, THORNTON, CO 80229-2442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · Conventional with PMI HOME LOAN EXPERT LLC
Apr 22, 2020	Grant Deed, Transfer · Conventional with PMI HOME LOAN EXPERT LLC
Jan 2, 2020	Grant Deed, Mortgage · Line of Credit MOUNTAIN W REIT LLC
Apr 2, 2019	Grant Deed, Construction Loan · Line of Credit MOUNTAIN W DEBT FUND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2020 · Amount on Record
Deed Sale	Apr 22, 2020 · Amount on Record
Deed Document Number	2020000036542
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	861 E 98TH AVE UNIT 607, 607, THORNTON, CO 80229-2442
Document Number	0000036543
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	861 E 98TH AVE #607 THORNTON CO 802292442, 607, THORNTON, CO 80229-2442

Mortgage

Document Number	0000036543
Date	Apr 22, 2020
Instrument	36543

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 22, 2020
Property Address	861 E 98TH AVE UNIT 607, 607, THORNTON, CO 80229-2442
Document Number	0000036542
Instrument Date	Apr 17, 2020
Instrument	36542
Transaction Type	Transfer
Record Updated	May 4, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	861 E 98TH AVE #607 THORNTON CO 802292442, 607, THORNTON, CO 80229-2442

Mortgage

Document Number	36543
Date	Apr 22, 2020
Instrument	36543

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

January 2020: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Jan 2, 2020
Property Address	861 E 98TH AVE UNIT 607, 607, THORNTON, CO 80229-2442
Instrument Date	Jan 2, 2020
Instrument	334
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 N GRANT ST #404 DENVER CO 802033526, 404, DENVER, CO 80203-3526

Mortgage

Document Number	0000000334
Date	Jan 2, 2020
Instrument	334

Lender

Name	MOUNTAIN W REIT LLC
Address	357 W 200 S # 200, SALT LAKE CITY, UT 84101-3443

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 2, 2019
Property Address	861 E 98TH AVE UNIT 607, 607, THORNTON, CO 80229-2442
Document Number	0000023930
Instrument Date	Mar 29, 2019
Instrument	23930
Transaction Type	Construction Loan
Record Updated	Apr 9, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$217.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 N GRANT ST #210 DENVER CO 802032944, 210, DENVER, CO 80203-2944
Investor	Possibly a Property Investor

Mortgage

Document Number	23931
Date	Apr 2, 2019
Instrument	23931

Lender

Name	MOUNTAIN W DEBT FUND
Type	Funding / Finance Company
Address	357 W 200 S # 200, SALT LAKE CITY, UT 84101-3435

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,163.00 (-71.13%)	$27,440 (-10.79%) Land $5,310 Building $22,130	$439,000 (-4.36%) Land $85,000 Building $354,000
2024	$4,028.00 (-13.93%)	$30,760 (-0.93%) Land $4,360 Building $26,400	$459,000 (-) Land $65,000 Building $394,000
2023	$4,680.00 (+22.03%)	$31,050 (+23.17%) Land $4,400 Building $26,650	$459,000 (+26.51%) Land $65,000 Building $394,000
2022	$3,835.00	$25,210 Land $4,860 Building $20,350	$362,813 Land $70,000 Building $292,813

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Aerux Broadband, LiveWireNet, Verizon.

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