861 E 98th Ave, Unit 603, Thornton (Denver), CO 80229 Property Records

Adams County property record for 861 E 98th Ave, Unit 603, Thornton, CO 80229

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,720 sqft · built 2019
Lot Size	0.038 acres (1,694 sqft)
Owner	Individual Name on File
Last Sale	$346,263 (Apr 2020)
Tax Bill	$1,227 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0193339`

Property Details

APN / Parcel Number

Primary APN	`R0193339`
Alternative APN	`0171914315126`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,720 sqft Living Area
Basement Area	608 sqft
Finished Basement	100 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,694 sqft (0.038 acres)
Porch	Porch
Deck Area	84 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	R0193339
Street Address	861 E 98TH AVE UNIT 603, 603
City	THORNTON
State	CO
Zip	80229-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAMBERTSON LAKES 5TH AMND LOT 45A
Legal Subdivision	LAMBERTSON LAKES
Legal Lot Number	45A
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2007
Census Tract	9204

Owner

861 E 98th Ave, Unit 603 is owned and occupied by an individual who acquired it in February 2026.

Source: Adams County records, as of February 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	861 E 98TH AVE UNIT 603, 603, THORNTON, CO 80229-2442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Feb 10, 2026	Intrafamily Transfer, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY
Apr 17, 2020	Special Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 2, 2020	Grant Deed, Mortgage · Line of Credit MOUNTAIN W REIT LLC
Apr 2, 2019	Grant Deed, Construction Loan · Line of Credit MOUNTAIN W DEBT FUND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2020 · Amount on File
Deed Sale	Apr 17, 2020 · Amount on File
Prior Sale	Apr 17, 2020 · Amount on File
Deed Document Number	0000035400
Last Transfer Date	Feb 10, 2026
Transfer Doc	0000006677
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	861 E 98TH AVE UNIT 603, 603, THORNTON, CO 80229-2442
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 E 98TH AVE 603, 603, THORNTON, CO 80229-2442

Mortgage

Document Number	0000007951
Date	Feb 17, 2026
Instrument	2026000007951

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Feb 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS CO
Recording Date	Feb 10, 2026
Property Address	861 E 98TH AVE UNIT 603, 603, THORNTON, CO 80229-2442
Document Number	0000006677
Instrument Date	Feb 9, 2026
Instrument	2026000006677
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	861 E 98TH AVE # AVE603, AVE603, THORNTON, CO 80229-2440

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	861 E 98TH AVE UNIT 603, 603, THORNTON, CO 80229-2442

April 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 17, 2020
Property Address	861 E 98TH AVE UNIT 603, 603, THORNTON, CO 80229-2442
Document Number	0000035400
Instrument Date	Apr 16, 2020
Instrument	2020000035400
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.62
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	861 E 98TH AVE UNIT 603, 603, THORNTON, CO 80229-2442

Mortgage

Document Number	0000035401
Date	Apr 17, 2020
Instrument	2020000035401

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

January 2020: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Jan 2, 2020
Property Address	861 E 98TH AVE UNIT 603, 603, THORNTON, CO 80229-2442
Instrument Date	Jan 2, 2020
Instrument	334
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 N GRANT ST #404 DENVER CO 802033526, 404, DENVER, CO 80203-3526

Mortgage

Document Number	0000000334
Date	Jan 2, 2020
Instrument	334

Lender

Name	MOUNTAIN W REIT LLC
Address	357 W 200 S # 200, SALT LAKE CITY, UT 84101-3443

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 2, 2019
Property Address	861 E 98TH AVE UNIT 603, 603, THORNTON, CO 80229-2442
Document Number	0000023930
Instrument Date	Mar 29, 2019
Instrument	23930
Transaction Type	Construction Loan
Record Updated	Apr 9, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Tax	$217.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 N GRANT ST #210 DENVER CO 802032944, 210, DENVER, CO 80203-2944
Investor	Possibly a Property Investor

Mortgage

Document Number	23931
Date	Apr 2, 2019
Instrument	23931

Lender

Name	MOUNTAIN W DEBT FUND
Type	Funding / Finance Company
Address	357 W 200 S # 200, SALT LAKE CITY, UT 84101-3435

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 861 E 98th Ave, Unit 603 was $1,227, down 71% from the year before.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,227.00 (-70.99%)	$28,940 (-10.4%) Land $5,310 Building $23,630	$463,000 (-3.94%) Land $85,000 Building $378,000
2024	$4,229.00 (-13.96%)	$32,300 (-0.95%) Land $4,360 Building $27,940	$482,000 (-) Land $65,000 Building $417,000
2023	$4,915.00 (+22.48%)	$32,610 (+23.62%) Land $4,400 Building $28,210	$482,000 (+26.94%) Land $65,000 Building $417,000
2022	$4,013.00	$26,380 Land $4,860 Building $21,520	$379,701 Land $70,000 Building $309,701

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 861 E 98th Ave, Unit 603 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 861 E 98th Ave, Unit 603 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Aerux Broadband, LiveWireNet, Verizon.

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