Charlotte County property record for 861 E 3rd St, Englewood, FL 34223
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,388 sqft · built 1972 |
| Lot Size | 0.202 acres (8,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $545,000 (Jan 2024) |
| Tax Bill | $12,214 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 41-20-05-176-003 |
| Primary APN | 41-20-05-176-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,388 sqft Living Area |
| Gross Area | 1,824 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,800 sqft (0.202 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Garage Area | 364 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 140 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Deck Area | 15 sqft |
| Patio Area | 15 sqft |
| Loading Dock | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004638636 |
|---|---|
| Old Parcel Number | 00966300000006 |
| Street Address | 861 E 3RD ST |
| City | ENGLEWOOD |
| State | FL |
| Zip | 34223-4406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | RCP 002 000B 0010 ROCK CREEK PK 2ND ADD BLK B LT 10 311/472 371/766 DC856/921 942/997-999 CT4131/2047 4219/779 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 05 |
| Legal Subdivision | ROCK CREEK |
| Legal Block | B |
| Legal Lot Number | 10 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30301 |
Source: Charlotte County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7648 SLATE RIDGE BLVD, REYNOLDSBURG, OH 43068-8159 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2024 | Warranty Deed, Transfer · Conventional Mortgage NEXBANK SSB |
| Apr 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 17, 2017 | Grant Deed, Transfer · VA Mortgage USAA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 12, 2024 · Amount on Record |
| Deed Sale | Jan 12, 2024 · Amount on Record |
| Prior Sale | Apr 14, 2021 · Amount on Record |
| Deed Document Number | 3357909 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jan 12, 2024 |
| Property Address | 861 E 3RD ST, ENGLEWOOD, FL 34223-4406 |
| Document Number | 0003357909 |
| Map Reference | MB 4 PG 29 |
| Instrument Date | Jan 5, 2024 |
| Instrument | 3357909 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Title Company | NOT AVAILABLE, SIESTA T&E SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,815.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7700 SW 163RD PL, MIAMI, FL 33193-3448 |
| Name | Verified Name |
|---|---|
| Address | 7648 SLATE RIDGE BLVD, REYNOLDSBURG, OH 43068-8159 |
| Document Number | 0003357910 |
|---|---|
| Date | Jan 12, 2024 |
| Instrument | 3357910 |
| Name | NEXBANK SSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6% |
| Max Rate At Change | 10% |
| Margin | 3 |
| Max Rate | 13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 14, 2021 |
| Property Address | 861 E 3RD ST, ENGLEWOOD, FL 34223-4406 |
| Document Number | 0047470223 |
| Book / Page | 4747 / 223 |
| Map Reference | MB 4 PG 29 |
| Instrument Date | Apr 8, 2021 |
| Instrument | 2930951 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Title Company | SUNCOAST ONE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11400 4TH ST N # N813, 11400, ST PETERSBURG, FL 33716-2920 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7700 SW 163RD PL, MIAMI, FL 33193-3448 |
| Document Number | 4747225 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 4747/225 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 17, 2017 |
| Property Address | 861 E 3RD ST, ENGLEWOOD, FL 34223-4406 |
| Document Number | 0042190779 |
| Book / Page | 004219 / 000779 |
| Instrument Date | Jul 6, 2017 |
| Instrument | 2538503 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2017 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 861 E 3RD ST ENGLEWOOD FL 342234406, ENGLEWOOD, FL 34223-4406 |
| Document Number | 42190780 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 004219/000780 |
| Instrument | 2538504 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2047 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,214.00 (+92.44%) | $399,592 (+21.2%) | $301,176 (+2.59%) Land $108,288 Building $192,888 |
| 2023 | $6,347.00 (+21.4%) | $329,686 (+17.13%) | $293,568 (+4.3%) Land $130,560 Building $163,008 |
| 2022 | $5,228.00 | $281,470 Land $84,864 Building $196,606 | $281,470 Land $84,864 Building $196,606 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 224 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 272 units insured incl. 48 condo units |
| Nearby Flood Claims | 228 (1982–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ENGLEWOOD WATER DIST public/private · serves 38,265 people · EPA ID FL6580531 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| ALTIUS Communications Fixed Wireless | 100 / 20 |
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