Charlotte County property record for 853 E 3rd St, Englewood, FL 34223
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,418 sqft · built 1970 |
| Lot Size | 0.202 acres (8,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Oct 2021) |
| Tax Bill | $12,671 (2025) |
| Deeds & Mortgages | May 2022 Second Mortgage Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 412005176001 |
| Primary APN | 412005176001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,418 sqft Living Area |
| Gross Area | 2,478 sqft |
| 1st Floor Area | 2,418 sqft |
| Flooring | Vinyl/Resilient |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,800 sqft (0.202 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| View / Lot | Waterfront |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Pool Area | 448 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 360 sqft |
| Deck Area | 120 sqft |
| Loading Dock | 155 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00966280000000 |
|---|---|
| Street Address | 853 E 3RD ST |
| City | ENGLEWOOD |
| State | FL |
| Zip | 34223-4406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | ROCK CREEK PARK 2ND ADD BLK B LT 8 339/927 854/477 1349/1524 1549/428 1783/662 4857/142 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 05 |
| Legal Subdivision | ROCK CREEK PARK 2ND ADD |
| Legal Tract | RCP |
| Legal Block | B |
| Legal Lot Number | 8 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30301 |
Source: Charlotte County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4808 BAYVIEW LN, EVERETT, WA 98203-1503 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Oct 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2021 · Amount on Record |
| Deed Sale | Oct 12, 2021 · Amount on Record |
| Prior Sale | Apr 11, 2000 · Amount on Record |
| Deed Document Number | 20213008837 |
| Deed Book / Page | 4857 / 142 |
| Prior Transfer Date | Jun 14, 2005 |
| Prior Transfer Doc | 0028061756 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 853 E 3RD ST, ENGLEWOOD, FL 34223-4406 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4808 BAYVIEW LN, EVERETT, WA 98203-1503 |
| Document Number | 0049811794 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 4981/1794 |
| Instrument | 3100358 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Oct 12, 2021 |
| Property Address | 853 E 3RD ST, ENGLEWOOD, FL 34223-4406 |
| Document Number | 0048570142 |
| Book / Page | 4857 / 142 |
| Map Reference | MB 4 PG 29 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 3008837 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1460 S MCCALL RD # RD1H, 1460, ENGLEWOOD, FL 34223-4864 |
| Name | Verified Name |
|---|---|
| Address | 4808 BAYVIEW LN, EVERETT, WA 98203-1503 |
| Document Number | 4857144 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 4857/144 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 853 E 3RD ST, ENGLEWOOD, FL 34223-4406 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 853 E 3RD ST, ENGLEWOOD, FL 34223-4406 |
| Document Number | 0048070786 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 4807/786 |
| Instrument | 2973687 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,671.00 (+68.83%) | $414,540 (-2.25%) Land $92,045 Building $322,495 | $414,540 (+18.31%) Land $92,045 Building $322,495 |
| 2024 | $7,505.00 (-2.92%) | ||
| 2023 | $7,731.00 (+11.99%) | $424,075 (+1%) | $350,372 (-9.12%) Land $130,560 Building $219,812 |
| 2022 | $6,903.00 | $385,523 Land $84,864 Building $300,659 | $385,523 Land $84,864 Building $300,659 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 224 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 272 units insured incl. 48 condo units |
| Nearby Flood Claims | 228 (1982–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ENGLEWOOD WATER DIST public/private · serves 38,265 people · EPA ID FL6580531 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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