861 Cherry St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 861 Cherry St, Oshkosh, WI 54901

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,325 sqft · built 1920
Lot Size	0.09 acres (3,900 sqft)
Owner	Company Name on File
Last Sale	$1,020,000 (Sep 2022)
Tax Bill	$3,124 (2024)
Deeds & Mortgages	Sep 2022 Sale & Line of Credit Dec 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-04840000`

Property Details

APN / Parcel Number

Primary APN	`05-04840000`
Alternative APN	`905-04840000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,325 sqft Living Area
Gross Area	216 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Other
Lot Area	3,900 sqft (0.09 acres)
Lot Dimensions	65 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	216 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	905-04840000
Street Address	861 CHERRY ST
City	OSHKOSH
State	WI
Zip	54901-4347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LOT 52 CITY REPLAT #2
Legal Subdivision	CITYS REPLAT NO 2
Legal Lot Number	52
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	1
Census Block	1001
Census Tract	700

Owner

Source: Winnebago County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 2811, OSHKOSH, WI 54903-2811
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Warranty Deed, Transfer · Line of Credit WEST POINTE BANK
Dec 9, 2021	Warranty Deed, Transfer · Line of Credit WEST POINTE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Prior Sale	Dec 9, 2021 · Amount on Record
Deed Document Number	20221891040
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Sep 16, 2022
Property Address	861 CHERRY ST, OSHKOSH, WI 54901-4347
Document Number	0001891040
Instrument Date	Sep 16, 2022
Instrument	1891040
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2811, OSHKOSH, WI 54903-2811

Mortgage

Document Number	0001891041
Date	Sep 16, 2022
Instrument	1891041

Lender

Name	WEST POINTE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Sep 10, 2025

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Dec 9, 2021
Property Address	861 CHERRY ST, OSHKOSH, WI 54901-4347
Document Number	0001870767
Instrument Date	Dec 2, 2021
Instrument	1870767
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount Recorded
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3301, OSHKOSH, WI 54903-3301
Investor	Possibly a Property Investor

Mortgage

Document Number	0001870770
Date	Dec 9, 2021
Instrument	1870770

Lender

Name	WEST POINTE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 1, 2026

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$167,100 (-) Land $14,800 Building $152,300
2024	$3,124.00 (+25.06%)	$167,100 (+95.44%) Land $14,800 Building $152,300
2023	$2,498.00 (+1.09%)	$85,500 (-) Land $9,800 Building $75,700	$123,549 Land $14,161 Building $109,388
2022	$2,471.00	$85,500 Land $9,800 Building $75,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–2004)
Most Recent Claim	Jun 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

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