860 Cherry St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 860 Cherry St, Oshkosh, WI 54901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,930 sqft · built 1920
Lot Size	0.18 acres (7,846 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,000 (Sep 2025)
Tax Bill	$2,301 (2023)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-02330000`

Property Details

APN / Parcel Number

Primary APN	`05-02330000`
Alternative APNs	`805-0233-0000` `905-02330000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,930 sqft Living Area
Gross Area	2,866 sqft
1st Floor Area	1,462 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Old Style
Exterior Material	Wood
Roof Material	Other
Lot Area	7,846 sqft (0.18 acres)
Lot Dimensions	60 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	234 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	905-02330000
Street Address	206 WEBSTER ST
City	NEENAH
State	WI
Zip	54956-2933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CSM 7088 LOT 2
Legal Subdivision	WRIGHT & PECKS ADDITION
Legal Block	138
Legal Lot Number	2
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	1
Census Block	1000
Census Tract	700

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 WEBSTER ST, NEENAH, WI 54956-2933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Deed Document Number	20251952510
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Sep 16, 2025
Property Address	860 CHERRY ST, OSHKOSH, WI 54901-4348
Document Number	0001952510
Map Reference	DOC 1713203
Instrument Date	Sep 11, 2025
Instrument	1952510
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,014.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	206 WEBSTER ST, NEENAH, WI 54956-2933

Mortgage

Document Number	0001952511
Date	Sep 16, 2025
Instrument	1952511

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	SOFR Average 30-Day
Max Rate	12.5%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$246,000 (+216.6%) Land $29,000 Building $217,000
2023	$2,301.00 (+1.1%)	$77,700 (-) Land $11,500 Building $66,200	$112,279 Land $16,618 Building $95,661
2022	$2,276.00	$77,700 Land $11,500 Building $66,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–2004)
Most Recent Claim	Jun 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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