861 Belle Ridge Loop, Bellevue, KY 41073 Property Records

Campbell County property record for 861 Belle Ridge Loop, Bellevue, KY 41073

Property Summary

Property Type	Commercial
Lot Size	0.082 acres (3,572 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Apr 2026)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-11-878.57`

Property Details

APN / Parcel Number

Primary APN	`999-99-11-878.57`

Exterior

Lot Area	3,572 sqft (0.082 acres)

Location & Zoning

Street Address	861 BELLE RIDGE LOOP
City	BELLEVUE
State	KY
Zip	41073-1508
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	THE RESERVE AT BELLEVUE SECTION 1 LOT 57 0.082 AC
Legal Subdivision	RESERVE AT BELLEVUE
Legal Lot Number	57
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	1
Census Block	1000
Census Tract	52200

Owner

861 Belle Ridge Loop, a commercial property, is owned by two individuals who bought it in April 2026.

Source: Campbell County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	861 BELLE RIDGE LOOP, BELLEVUE, KY 41073-1508
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage DELBERT K PERRY
Nov 22, 2023	Deed of Trust, Mortgage · Commercial Mortgage UNION SAVINGS BANK
Jul 31, 2024	Deed of Trust, Mortgage · Conventional Mortgage WARSAW FSLA
Apr 22, 2026	Deed, Transfer · Conventional Mortgage REPUBLIC BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Jul 31, 2024 · Amount on File
Deed Document Number	20266038419
Deed Book / Page	883 / 152
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	861 BELLE RIDGE LOOP, BELLEVUE, KY 41073-1508
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 OAK RDG, FORT THOMAS, KY 41075-1139

Mortgage

Document Number	0005150482
Date	Mar 21, 2022
Book Page	M2336/255
Instrument	5150482

Lender

Name	DELBERT K PERRY
Type	Private Party
Address	4135 ALEXANDRIA PIKE STE 101, COLD SPRING, KY 41076

Agreement

Amount	Amount on Record
Term	12 Months
Due	Mar 18, 2023

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	861 BELLE RIDGE LOOP, BELLEVUE, KY 41073-1508
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005312348
Date	Nov 22, 2023
Book Page	M2398/278
Instrument	5312348

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2048

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	861 BELLE RIDGE LOOP, BELLEVUE, KY 41073-1508
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 YORK ST 1, 1, NEWPORT, KY 41071-1818

Mortgage

Document Number	0005353206
Date	Jul 31, 2024
Book Page	M2421/689
Instrument	5353206

Lender

Name	WARSAW FSLA
Type	Bank
Address	CINCINNATI, OH 45205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMPBELL KY
Recording Date	Apr 22, 2026
Property Address	861 BELLE RIDGE LOOP, BELLEVUE, KY 41073-1508
Document Number	0006038419
Book / Page	883 / 152
Instrument Date	Apr 10, 2026
Instrument	2026.6038419
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0006038425,
Date	Apr 22, 2026
Instrument	2026.6038425

Lender

Name	REPUBLIC BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Bellevue City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$821,000 Land $129,000 Building $692,000	$821,000 Land $129,000 Building $692,000
2023	Additional exemption filed	$129,000 Land $129,000	$129,000 Land $129,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 861 Belle Ridge Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	34 (1979–2021)
Claims Outside the SFHA	3 of 34
Most Recent Claim	Jan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 861 Belle Ridge Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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