856 Belle Ridge Loop, Bellevue, KY 41073 Property Records

Campbell County property record for 856 Belle Ridge Loop, Bellevue, KY 41073

Property Summary

Property Type	Commercial
Lot Size	0.082 acres (3,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (May 2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-11-878.47`

Property Details

APN / Parcel Number

Primary APN	`999-99-11-878.47`

Exterior

Lot Area	3,572 sqft (0.082 acres)

Location & Zoning

Street Address	856 BELLE RIDGE LOOP
City	BELLEVUE
State	KY
Zip	41073-1508
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	THE RESERVE AT BELLEVUE SECTION 1 LOT 47 0.082 AC
Legal Subdivision	RESERVE AT BELLEVUE
Legal Lot Number	47
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	1
Census Block	1000
Census Tract	52200

Owner

Source: Campbell County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	856 BELLE RIDGE LOOP, BELLEVUE, KY 41073-1508
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Mar 5, 2024	Deed, Transfer · Conventional Mortgage CENTER BANK
Mar 2, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Mar 5, 2024 · Amount on Record
Deed Document Number	20266068243
Deed Book / Page	884 / 306
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMPBELL KY
Recording Date	May 28, 2026
Property Address	856 BELLE RIDGE LOOP, BELLEVUE, KY 41073-1508
Document Number	0006068243
Book / Page	884 / 306
Instrument Date	Apr 14, 2026
Instrument	20266068243
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77,265.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0006068243,
Date	May 28, 2026
Book Page	2497/583
Instrument	20266068243

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMPBELL KY
Recording Date	Mar 5, 2024
Property Address	856 BELLE RIDGE LOOP, FORT THOMAS, KY 41073-1508
Document Number	0005326087
Book / Page	D859 / 249
Map Reference	CAB E-689A-E-691A
Instrument Date	Mar 1, 2024
Instrument	5326087
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	FIRST TITLE COMPANY, FIRST TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 DUDLEY TRCE, FLORENCE, KY 41042-3297

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	856 BELLE RIDGE LOOP, BELLEVUE, KY 41073-1508

Mortgage

Document Number	0005326092
Date	Mar 5, 2024
Instrument	5326092

Lender

Name	CENTER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMPBELL KY
Recording Date	Mar 2, 2022
Property Address	856 BELLE RIDGE LOOP, FORT THOMAS, KY 41073-1508
Document Number	0005149429
Book / Page	D835 / 586
Map Reference	CAB E-689A-E-691A
Instrument Date	Mar 1, 2022
Instrument	5149429
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2135 DANA AVE STE 200, 200, CINCINNATI, OH 45207-1327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 DUDLEY TRCE, FLORENCE, KY 41042-3297

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Bellevue City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$825,000 (+135.71%) Land $129,000 Building $696,000	$825,000 (+135.71%) Land $129,000 Building $696,000
2023	Additional exemption filed	$350,000 Land $129,000 Building $221,000	$350,000 Land $129,000 Building $221,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	34 (1979–2021)
Claims Outside the SFHA	3 of 34
Most Recent Claim	Jan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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