Culpeper County property record for 861 Ambleside Dr, Culpeper, VA 22701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,387 sqft · built 2004 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $312,000 (Jun 2019) |
| Tax Bill | $2,052 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Oct 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-R-2-61 |
| Primary APN | 40-R-2-61 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,387 sqft Living Area |
| 1st Floor Area | 1,338 sqft |
| Basement Area | 1,338 sqft |
| Unfinished Basement | 1,338 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 20648 |
|---|---|
| Street Address | 861 AMBLESIDE DR |
| City | CULPEPER |
| State | VA |
| Zip | 22701-2189 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | REDWOOD LAKES SUBDIVISION PHASE 2B - LOT 61 PLAT CAB 8/86-91 14,110 SQ FT |
| Legal Subdivision | REDWOOD LAKES SUBDIVISION |
| Legal Phase | 2B |
| Legal Lot Number | 61 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | WEST FAIRFAX |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 930203 |
Source: Culpeper County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 861 AMBLESIDE DR, CULPEPER, VA 22701-2189 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC |
| Oct 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Jun 14, 2019 | Warranty Deed, Transfer · Conventional with PMI EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2019 · Amount on Record |
| Deed Sale | Jun 14, 2019 · Amount on Record |
| Prior Sale | Dec 20, 2004 · Amount on Record |
| Deed Document Number | 20192949 |
| Prior Transfer Date | May 13, 2019 |
| Prior Transfer Doc | 0000002949 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 861 AMBLESIDE DR, CULPEPER, VA 22701-2189 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | EMERALD TITLE INC, EMERALD TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 210003505 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 210003505 |
| Name | EMBRACE HOME LOANS INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 861 AMBLESIDE DR, CULPEPER, VA 22701-2189 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200007135 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 200007135 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Jun 14, 2019 |
| Property Address | 861 AMBLESIDE DR, CULPEPER, VA 22701-2189 |
| Document Number | 190002949 |
| Instrument Date | May 13, 2019 |
| Instrument | 2949 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $312.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 861 AMBLESIDE DR CULPEPER VA 227012189, CULPEPER, VA 22701-2189 |
| Document Number | 190002950 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 2950 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Number | 190002951, |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 2951 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 13, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,052.00 (-12.79%) | $477,200 (+4.28%) Land $112,100 Building $365,100 | $477,200 (+4.28%) Land $112,100 Building $365,100 |
| 2024 | $2,353.00 (+11.83%) | ||
| 2023 | $2,104.00 | $457,600 Land $99,800 Building $357,800 | $457,600 Land $99,800 Building $357,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures