860 Ambleside Dr, Culpeper, VA 22701 Property Records

Culpeper County property record for 860 Ambleside Dr, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,134 sqft · built 2004
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Apr 2008)
Tax Bill	$1,984 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jun 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-R-2-51`

Property Details

APN / Parcel Number

Primary APN	`40-R-2-51`
Alternative APN	`20639`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,134 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	1,028 sqft
Unfinished Basement	1,028 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Area	400 sqft
Driveway	Gravel (Chat) Driveway
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20639
Street Address	860 AMBLESIDE DR
City	CULPEPER
State	VA
Zip	22701-2188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	REDWOOD LAKES SUBDIVISION PHASE 2B - LOT 51 PLAT CAB 8/86-91 13,609 SQ FT
Legal Subdivision	REDWOOD LAKES SUBDIVISION
Legal Phase	2B
Legal Lot Number	51
Jurisdiction	CULPEPER VA
Township / Civil Division	WEST FAIRFAX
Census Block Group	3
Census Block	3019
Census Tract	930203

Owner

860 Ambleside Dr is owned and occupied by an individual who bought it in April 2008.

Source: Culpeper County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	860 AMBLESIDE DR, CULPEPER, VA 22701-2188
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF VIRGINIA COMMUNITY CREDIT
Jun 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNIVERSITY OF VIRGINIA COMMUNITY CREDIT
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY HOME MORTGAGE CORPORATION
Aug 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY HOME MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2008 · Amount on File
Deed Sale	Apr 15, 2008 · Amount on File
Prior Sale	Dec 7, 2004 · Amount on File
Deed Book / Page	800 / 2523
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	860 AMBLESIDE DR, CULPEPER, VA 22701-2188
Transaction Type	Mortgage
Record Updated	Mar 27, 2024
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000754
Date	Feb 27, 2024
Instrument	240000754

Lender

Name	UNIVERSITY OF VIRGINIA COMMUNITY CREDIT

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2054

Interest

Rate Type	Adjustable Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	860 AMBLESIDE DR, CULPEPER, VA 22701-2188
Transaction Type	Mortgage
Record Updated	Jun 22, 2022
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220003699
Date	Jun 1, 2022
Instrument	220003699

Lender

Name	UNIVERSITY OF VIRGINIA COMMUNITY CREDIT

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	299 Months
Due	May 19, 2047

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	860 AMBLESIDE DR, CULPEPER, VA 22701-2188
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200003404
Date	Jun 8, 2020
Instrument	200003404

Lender

Name	INTEGRITY HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	860 AMBLESIDE DR, CULPEPER, VA 22701-2188
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180004480
Date	Aug 28, 2018
Instrument	180004480

Lender

Name	INTEGRITY HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 860 Ambleside Dr was $1,984, down 11.7% from the year before.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Municipality	Culpeper Town
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,984.00 (-11.7%)	$461,400 Land $112,000 Building $349,400	$461,400 Land $112,000 Building $349,400
2024	$2,247.00 (+6.95%)
2023	$2,101.00	$399,600 Land $99,800 Building $299,800	$399,600 Land $99,800 Building $299,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 860 Ambleside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 860 Ambleside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: T-Mobile.

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