861 18th St SE, Naples, FL 34117 Property Records

Collier County property record for 861 18th St SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,438 sqft · built 1993
Lot Size	1.13 acres (49,658 sqft)
Owner	2 Individual Names on File
Last Sale	$196,000 (Apr 2015)
Tax Bill	$1,610 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2019 Loan Modification
Flood Zone	Zone AH (high risk)
APN	`342700 38 04C12`

Property Details

APN / Parcel Number

Primary APN	`342700 38 04C12`
Alternative APNs	`393843600000753003804` `39384360000`

Interior

Stories	1 Story
Building Area	1,438 sqft Living Area
Gross Area	1,678 sqft
1st Floor Area	1,438 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Lot Area	49,658 sqft
Porch	Screened Porch
Porch Area	240 sqft

Location & Zoning

Street Address	861 18TH ST SE
City	NAPLES
State	FL
Zip	34117-9472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 51 N 75FT OF TR 38
Legal Range	27
Legal Township	49
Legal Section	12
Legal Subdivision	GOLDEN GATE EST UNIT 51
Legal Tract	38
Legal Block	3
Legal Unit	51
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3003
Census Tract	10426

Owner

861 18th St SE is owned and occupied by two individuals who bought it in April 2015.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	861 18TH ST SE, NAPLES, FL 34117-9472
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
May 1, 2019	Loan Modification, Mortgage · Conventional Mortgage MARKETPLACE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2015 · Amount on File
Deed Sale	Apr 28, 2015 · Amount on File
Prior Sale	Jan 28, 2011 · Amount on File
Deed Document Number	20155113749
Deed Book / Page	5144 / 3036
Prior Transfer Date	Mar 6, 2008
Prior Transfer Doc	0043401351
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	861 18TH ST SE, NAPLES, FL 34117-9472
Transaction Type	Mortgage
Record Updated	Apr 12, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 18TH ST SE, NAPLES, FL 34117-9472

Mortgage

Document Number	0061053916
Date	Apr 1, 2022
Book Page	6105/3916
Instrument	6229052

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	861 18TH ST SE, NAPLES, FL 34117-9472
Document Number	0056272377
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 18TH ST SE NAPLES FL 341179472, NAPLES, FL 34117-9472

Mortgage

Document Number	0056272377
Date	May 8, 2019
Book Page	005627/002377
Instrument	5709707

Lender

Name	MARKETPLACE HM MTG
Type	Mortgage Company
Address	EDINA, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2049

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 861 18th St SE was $1,610 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,192 (+2.7%)	$207,190 (-21.5%) Land $58,140 Building $149,050
2025	$1,610.00 Homeowner's exemption	$168,639	$263,929 Land $58,140 Building $205,789
2023	$1,481.00 (-0.4%) Homeowner's exemption	$159,113 (+3%)	$225,291 (+0.81%) Land $55,860 Building $169,431
2022	$1,487.00 Homeowner's exemption	$154,479	$223,485 Land $63,441 Building $160,044

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 861 18th St SE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 256 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	264 units insured incl. 8 condo units
Nearby Flood Claims	4 (2017–2026)
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 861 18th St SE is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Streamline Internet Fixed Wireless	450 / 80

May also be available: CenturyLink.

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