812 18th St SE, Naples, FL 34117 Property Records

Collier County property record for 812 18th St SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	3,260 sqft · built 2021
Lot Size	2.73 acres (118,919 sqft)
Owner	2 Individual Names on Record
Last Sale	$62,000 (Aug 2017)
Tax Bill	$9,446 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`342700 44 14C12`

Property Details

APN / Parcel Number

Primary APN	`342700 44 14C12`
Alternative APNs	`393850000000753004414` `39385000000`

Interior

Building Area	3,260 sqft Living Area
Gross Area	5,700 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Masonry / Concrete Block
Lot Area	118,919 sqft
Garage Type	Attached
Garage Area	2,440 sqft
Parking Spaces	8 Parking Spaces

Location & Zoning

Street Address	812 18TH ST SE
City	NAPLES
State	FL
Zip	34117-9433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 51 N 180FT OF TR 44
Legal Range	27
Legal Township	49
Legal Section	12
Legal Subdivision	GOLDEN GATE EST UNIT 51
Legal Tract	44
Legal Block	3
Legal Lot Number	1
Legal Unit	51
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3002
Census Tract	10426

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	812 18TH ST SE, NAPLES, FL 34117-9433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage SANIBEL CAPTIVA COMMUNITY BANK
Jul 31, 2019	Deed of Trust, Mortgage · ARM SANIBEL CAPTIVA COMMUNITY BANK
Aug 31, 2017	Warranty Deed, Transfer ACTION TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2017 · Amount on Record
Deed Sale	Aug 31, 2017 · Amount on Record
Prior Sale	Apr 16, 2014 · Amount on Record
Deed Document Number	20175447059
Deed Book / Page	5430 / 2707
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	812 18TH ST SE, NAPLES, FL 34117-9433
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 18TH ST SE, NAPLES, FL 34117-9433

Mortgage

Document Number	0063212532
Date	Jan 17, 2024
Book Page	6321/2532
Instrument	6497300

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.59%
Type Change Date	Jan 10, 2029
Change Frequency	Annually
Min Rate At Change	5.59%
Max Rate At Change	9.59%
Index	Prime Rate
Max Rate	13.5%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	812 18TH ST SE, NAPLES, FL 34117-9433
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 18TH ST SE, NAPLES, FL 34117-9433

Mortgage

Document Number	0059320856
Date	Apr 21, 2021
Book Page	5932/856
Instrument	6043134

Lender

Name	SANIBEL CAPTIVA COMMUNITY BANK
Type	Bank
Address	SANIBEL, FL 33957

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	812 18TH ST SE, NAPLES, FL 34117-9433
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ASSURED TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056572961
Date	Jul 31, 2019
Book Page	5657/2961
Instrument	5746767

Lender

Name	SANIBEL CAPTIVA COMMUNITY BANK
Type	Bank
Address	SANIBEL, FL 33957

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	10.8%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 31, 2017
Property Address	812 18TH ST SE, NAPLES, FL 34117-9433
Document Number	0054302707
Book / Page	005430 / 002707
Instrument Date	Aug 29, 2017
Instrument	5447059
Transaction Type	Transfer
Record Updated	Sep 22, 2017
Title Company	ACTION TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$434.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4273 CLYDE RD HOLLY MI 484429181, HOLLY, MI 48442-9181

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$939,248 (+2.7%)	$939,462 (-3.39%) Land $139,230 Building $800,232
2025	$9,446.00 (+17.99%) Homeowner's exemption	$914,555 (+15.49%)	$972,407 (+3.92%) Land $139,230 Building $833,177
2023	$8,006.00 (-2.63%) Homeowner's exemption	$791,872 (-12.55%)	$935,762 (+3.34%) Land $133,770 Building $801,992
2022	$8,222.00 Homeowner's exemption	$905,547 Land $151,925 Building $753,622	$905,547 Land $151,925 Building $753,622

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 256 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	264 units insured incl. 8 condo units
Nearby Flood Claims	4 (2017–2026)
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Streamline Internet Fixed Wireless	450 / 80

May also be available: CenturyLink.

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