86097 Fortune Dr, Yulee, FL 32097 Property Records

Nassau County property record for 86097 Fortune Dr, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,849 sqft · built 2010
Lot Size	0.173 acres (7,574 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Jun 2020)
Tax Bill	$4,609 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-2N-27-4370-0096-0000`

Property Details

APN / Parcel Number

Primary APN	`42-2N-27-4370-0096-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,849 sqft Heated Area
Gross Area	2,398 sqft
1st Floor Area	1,849 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,574 sqft (0.173 acres)
Garage Area	380 sqft
Porch	Open Porch
Porch Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	86097 FORTUNE DR
City	YULEE
State	FL
Zip	32097-3923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 96 THE HIDEAWAY #2 PB 7/233
Legal Range	27E
Legal Township	02N
Legal Section	42
Legal Subdivision	THE HIDEAWAY #2
Legal Lot Number	96
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4010
Census Tract	50304

Owner

86097 Fortune Dr is owned and occupied by an individual who bought it in June 2020.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	86097 FORTUNE DR, YULEE, FL 32097-3923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2020 · Amount on File
Deed Sale	Jun 16, 2020 · Amount on File
Prior Sale	Jun 16, 2010 · Amount on File
Deed Document Number	202045018114
Deed Book / Page	2368 / 794
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 16, 2020
Property Address	86097 FORTUNE DR, YULEE, FL 32097-3923
Document Number	0023680794
Book / Page	2368 / 794
Map Reference	MB 7 PG 233-238
Instrument Date	May 11, 2020
Instrument	202045018114
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,589.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1005 GRAND OAK LN, 1005, VIRGINIA BEACH, VA 23455-7206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86097 FORTUNE DR, YULEE, FL 32097-3923

Mortgage

Document Number	0002368796
Date	Jun 16, 2020
Instrument	2368/796

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 86097 Fortune Dr was $4,609, up 5.5% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,609.00 (+5.49%)	$301,834 (+3.83%) Land $50,000 Building $251,834	$301,834 (+3.83%) Land $50,000 Building $251,834
2024	$4,369.00 (+6.72%)	$290,691 (+7.59%) Land $50,000 Building $240,691	$290,691 (+7.59%) Land $50,000 Building $240,691
2023	$4,094.00 (+19.5%)	$270,184 (+16.05%) Land $50,000 Building $220,184	$270,184 (+16.05%) Land $50,000 Building $220,184
2022	$3,426.00	$232,820 Land $50,000 Building $182,820	$232,820 Land $50,000 Building $182,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86097 Fortune Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86097 Fortune Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20