8609 Ruby Crest Ct, Elk Grove, CA 95624 Property Records

Sacramento County property record for 8609 Ruby Crest Ct, Elk Grove, CA 95624

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1985
Lot Size	0.18 acres (7,841 sqft)
Owner	Trust Name on File
Tax Bill	$2,754 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`116-0280-026-0000`

Property Details

APN / Parcel Number

Primary APN	`116-0280-026-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Area	615 sqft
Parking Spaces	2 Parking Spaces
Pool Area	14,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8609 RUBY CREST CT
City	ELK GROVE
State	CA
Zip	95624-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	PARK VIEW PLACE 03, LOT 262
Legal Subdivision	PARK VIEW PLACE 03
Legal Lot Number	262
Jurisdiction	SACRAMENTO CA
Township / Civil Division	ELK GROVE
Census Block Group	2
Census Block	2000
Census Tract	9308

Owner

8609 Ruby Crest Ct is held in a trust since November 2019.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	8609 RUBY CREST CT, ELK GROVE, CA 95624-2830
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 22, 2020	Quit Claim Deed, Transfer FREEDOM MTG
Nov 22, 2019	Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG
Aug 9, 2019	Quit Claim Deed, Transfer SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING
Aug 9, 2019	Quit Claim Deed, Mortgage · Conventional with PMI JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 22, 2019
Transfer Doc	5220000000471
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8609 RUBY CREST CT, ELK GROVE, CA 95624-2830
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 RUBY CREST COURT, ELK GROVE, CA 95624

Mortgage

Document Number	0000001025
Date	Jul 29, 2021
Instrument	202107291025

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	162 Months
Due	Jan 1, 2035

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8609 RUBY CREST CT, ELK GROVE, CA 95624-2830
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 RUBY CREST COURT, ELK GROVE, CA 95624

Mortgage

Document Number	7290000001025
Date	Jul 29, 2021
Book Page	20210729/1025

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	162 Months
Due	Jan 1, 2035

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 22, 2020
Property Address	8609 RUBY CREST CT, ELK GROVE, CA 95624-2830
Document Number	2005220472
Instrument Date	Nov 22, 2019
Instrument	2005220472
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8609 RUBY CREST CT ELK GROVE CA 956242830, ELK GROVE, CA 95624-2830

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 22, 2020
Property Address	8609 RUBY CREST CT, ELK GROVE, CA 95624-2830
Document Number	2005220471
Instrument Date	Nov 22, 2019
Instrument	2005220471
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8609 RUBY CREST CT ELK GROVE CA 956242830, ELK GROVE, CA 95624-2830

Mortgage

Document Number	2001270425
Date	May 22, 2020
Instrument	2001270425

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 21, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8609 RUBY CREST CT, ELK GROVE, CA 95624-2830
Document Number	2001270425
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8609 RUBY CREST CT ELK GROVE CA 956242830, ELK GROVE, CA 95624-2830

Mortgage

Document Number	2001270425
Date	Jan 27, 2020
Instrument	2001270425

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jan 26, 2035

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 9, 2019
Property Address	8609 RUBY CREST CT, ELK GROVE, CA 95624-2830
Document Number	1908090381
Instrument Date	May 13, 2019
Instrument	1908090381
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8609 RUBY CREST CT ELK GROVE CA 956242830, ELK GROVE, CA 95624-2830

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 9, 2019
Property Address	8609 RUBY CREST CT, ELK GROVE, CA 95624-2830
Document Number	1908090379
Instrument Date	May 13, 2019
Instrument	1908090379
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	SOLIDIFI TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8609 RUBY CREST CT ELK GROVE CA 956242830, ELK GROVE, CA 95624-2830

Mortgage

Document Number	1908090380
Date	Aug 9, 2019
Instrument	1908090380

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Aug 8, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 8609 Ruby Crest Ct was $2,754, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$250,477 (+2%) Land $104,000 Building $146,477
2025	$2,754.00 (+0.84%)	$245,566 Land $101,961 Building $143,605
2024	$2,731.00 (+2.63%)
2023	$2,661.00 (+1.91%)	$236,032 Land $98,002 Building $138,030
2022	$2,611.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8609 Ruby Crest Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8609 Ruby Crest Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK GROVE WATER DISTRICT private · serves 44,065 people · EPA ID CA3410008
Water Source	Purchased surface water from SCWA - LAGUNA/VINEYARD
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Frontier, GeoLinks.

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