8608 Ruby Crest Ct, Elk Grove, CA 95624 Property Records

Sacramento County property record for 8608 Ruby Crest Ct, Elk Grove, CA 95624

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,454 sqft · built 1985
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Company Names on File
Tax Bill	$2,923 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`116-0280-035-0000`

Property Details

APN / Parcel Number

Primary APN	`116-0280-035-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,454 sqft Living Area
1st Floor Area	792 sqft
2nd Floor Area	662 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8608 RUBY CREST CT
City	ELK GROVE
State	CA
Zip	95624-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	PARK VIEW PLACE 03, LOT 271
Legal Subdivision	PARK VIEW PLACE 03
Legal Lot Number	271
Jurisdiction	SACRAMENTO CA
Township / Civil Division	ELK GROVE
Census Block Group	2
Census Block	2000
Census Tract	9308

Owner

8608 Ruby Crest Ct is owned by a company that acquired it in July 2003 and is owner-occupied.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Company Names on File
Mailing Address	8608 RUBY CREST CT, ELK GROVE, CA 95624-2830
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Feb 14, 2018	Deed of Trust, Mortgage · Conventional with PMI KWIK MTG
Feb 22, 2018	Quit Claim Deed, Transfer ENTITLE INSURANCE COMPANY, ENTITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 8, 2003
Transfer Doc	2003001986
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8608 RUBY CREST CT, ELK GROVE, CA 95624-2830
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8608 RUBY CREST CT, ELK GROVE, CA 95624-2830

Mortgage

Document Number	0000001114
Date	Nov 21, 2022
Instrument	2022112101114

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8608 RUBY CREST CT, ELK GROVE, CA 95624-2830
Document Number	1802220072
Instrument Date	Feb 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	ENTITLE INSURANCE COMPANY, ENTITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8608 RUBY CREST CT ELK GROVE CA 956242830, ELK GROVE, CA 95624-2830

Mortgage

Document Number	1802220072
Date	Feb 22, 2018
Instrument	1802220072

Lender

Name	KWIK MTG
Type	Mortgage Company
Address	SOUTH PLAINFIELD, NJ 07080

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Feb 21, 2033

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 22, 2018
Property Address	8608 RUBY CREST CT, ELK GROVE, CA 95624-2830
Document Number	1802220071
Instrument Date	Feb 14, 2018
Instrument	1802220071
Transaction Type	Transfer
Record Updated	Mar 5, 2018
Title Company	ENTITLE INSURANCE COMPANY, ENTITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8608 RUBY CREST CT ELK GROVE CA 956242830, ELK GROVE, CA 95624-2830

Tax Assessment & Valuation

The 2025 property tax bill for 8608 Ruby Crest Ct was $2,923 with a homeowner's exemption, up 0.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$274,064 (+2%) Land $106,086 Building $167,978
2025	$2,923.00 (+0.9%) Homeowner's exemption	$268,691 Land $104,006 Building $164,685
2024	$2,897.00 (+2.69%)
2023	$2,821.00 (+1.99%) Homeowner's exemption	$258,259 Land $99,968 Building $158,291
2022	$2,766.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8608 Ruby Crest Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8608 Ruby Crest Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK GROVE WATER DISTRICT private · serves 44,065 people · EPA ID CA3410008
Water Source	Purchased surface water from SCWA - LAGUNA/VINEYARD
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Frontier, GeoLinks.

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