8609 Calleja Risa, El Cajon, CA 92021 Property Records

San Diego County property record for 8609 Calleja Risa, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1967
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Mar 1996)
Tax Bill	$3,850 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`398-230-14-00`

Property Details

APN / Parcel Number

Primary APN	`398-230-14-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,380 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8609 CALLEJA RISA
City	EL CAJON
State	CA
Zip	92021-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 14 TR 005614
Legal Subdivision	RANCHO LAGUNA
Legal Tract	005614
Legal Block	3
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	16809

Owner

Source: San Diego County records · APN 398-230-14-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8609 CALLEJA RISA, EL CAJON, CA 92021-2012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 28, 1996 · Amount on Record
Deed Sale	Mar 28, 1996 · Amount on Record
Deed Document Number	1996154403
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8609 CALLEJA RISA, EL CAJON, CA 92021-2012
Transaction Type	Mortgage
Record Updated	Apr 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8609 CALLEJA RISA, EL CAJON, CA 92021-2012

Mortgage

Document Number	0000229067
Date	Mar 24, 2021
Instrument	2021-0229067

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$271,406 (+2%) Land $101,652 Building $169,754
2025	$3,850.00 (+5.22%) Homeowner's exemption	$266,085 (+4.04%) Land $99,659 Building $166,426
2023	$3,659.00 (+2.35%) Homeowner's exemption	$255,754 Land $95,790 Building $159,964
2022	$3,575.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1980–2026)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Wildfire

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 584 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	HELIX WATER DISTRICT serves 277,918 people
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.