8462 Calleja Risa, El Cajon, CA 92021 Property Records

San Diego County property record for 8462 Calleja Risa, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,620 sqft · built 1981
Lot Size0.407 acres (17,746 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Mar 1993)
Tax Bill$4,289 (2025)
Deeds & MortgagesNov 2019 Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN400-490-36-00

Property Details

APN / Parcel Number

Primary APN400-490-36-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,620 sqft Living Area

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Lot Area17,746 sqft (0.407 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address8462 CALLEJA RISA
CityEL CAJON
StateCA
Zip92021-2011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 4 TR 009169
Legal SubdivisionEL CAJON 3645
Legal Tract009169
Legal Block3
Legal Lot Number4
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3006
Census Tract16809

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8462 CALLEJA RISA, EL CAJON, CA 92021-2011
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2019Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV
Nov 16, 2019Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 1993 · Amount on Record
Deed SaleMar 3, 1993 · Amount on Record
Prior SaleJul 30, 1986 · Amount on Record
Deed Document Number1993135416
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8462 CALLEJA RISA, EL CAJON, CA 92021-2011
Document Number0000548709
Instrument DateNov 16, 2019
Transaction TypeMortgage
Record UpdatedDec 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8462 CALLEJA RISA EL CAJON CA 920212011, EL CAJON, CA 92021-2011

Mortgage

Document Number0000548709
DateNov 25, 2019
Instrument548709
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1044 Months
Interest
Rate TypeAdjustable Rate
Rate3.75%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8462 CALLEJA RISA, EL CAJON, CA 92021-2011
Document Number0000548708
Instrument DateNov 16, 2019
Transaction TypeMortgage
Record UpdatedDec 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8462 CALLEJA RISA EL CAJON CA 920212011, EL CAJON, CA 92021-2011

Mortgage

Document Number0000548708
DateNov 25, 2019
Instrument548708
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1044 Months
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$309,428 (+2%) Land $96,000 Building $213,428
2025$4,289.00 (+4.89%) Homeowner's exemption$303,362 (+4.04%) Land $94,118 Building $209,244
2023$4,089.00 (+2.25%) Homeowner's exemption$291,584 Land $90,464 Building $201,120
2022$3,999.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims14 (1980–2026)
Claims Outside the SFHA9 of 14
Most Recent ClaimJan 2026 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

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