8607 Forest Shadow Cir, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 8607 Forest Shadow Cir, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,304 sqft · built 1995
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (Apr 2026)
Tax Bill	$3,100 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-304-26`

Property Details

APN / Parcel Number

Primary APN	`005-304-26`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,304 sqft Living Area
Gross Area	2,744 sqft
1st Floor Area	1,082 sqft
Upper Floors Area	1,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Finished/Open Porch
Porch Area	55 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8607 FOREST SHADOW CIR
City	CORNELIUS
State	NC
Zip	28031-9278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L26 B3 M26-247
Legal Subdivision	STRATFORD FOREST PH 02
Legal Block	3
Legal Lot Number	26
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3014
Census Tract	6209

Owner

Source: Mecklenburg County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8607 FOREST SHADOW CIR, CORNELIUS, NC 28031-9278
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING
Mar 29, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Aug 17, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Mar 29, 2023 · Amount on Record
Deed Document Number	202643077
Deed Book / Page	40375 / 102
Prior Transfer Date	Jul 28, 2003
Prior Transfer Doc	0000184259
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 27, 2026
Property Address	8607 FOREST SHADOW CIR, CORNELIUS, NC 28031-9278
Document Number	0000043077
Book / Page	40375 / 102
Instrument Date	Apr 23, 2026
Instrument	202643077
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	HARBOR CITY TITLE, HARBOR CITY TITLE INSURANCE AG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122,210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8607 FOREST SHADOW CIR, CORNELIUS, NC 28031-9278
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043078,
Date	Apr 27, 2026
Instrument	202643078

Lender

Name	PROVIDENT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 29, 2023
Property Address	8607 FOREST SHADOW CIR, CORNELIUS, NC 28031-9278
Document Number	0000027566
Book / Page	38019 / 887
Map Reference	MB 26 PG 247
Instrument Date	Mar 29, 2023
Instrument	2023027566
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 COLLINS GROVE CT, MOORESVILLE, NC 28115-9410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8607 FOREST SHADOW CIR, CORNELIUS, NC 28031-9278

Mortgage

Document Number	0000027567
Date	Mar 29, 2023
Instrument	2023027567

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8607 FOREST SHADOW CIR, CORNELIUS, NC 28031-9278
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128861
Date	Aug 17, 2020
Book Page	34936/427
Instrument	2020128861

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CORNELIUS, NC 28031

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,100.00 (+1.61%)	$457,500 Land $100,000 Building $357,500	$457,500 Land $100,000 Building $357,500
2024	$3,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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