Howard County property record for 8601 Summer Waves Way, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,264 sqft · built 2012 |
| Lot Size | 0.077 acres (3,379 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Dec 2023) |
| Tax Bill | $9,047 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-591205 |
| Primary APN | 06-591205 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,264 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,379 sqft (0.077 acres) |
| Garage Type | Built-in |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 84 sqft |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 591205 |
|---|---|
| Street Address | 8601 SUMMER WAVES WAY |
| City | LAUREL |
| State | MD |
| Zip | 20723-5925 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | MXD 3 |
| Legal Description | LOT 1 3,379 SQ' 8601 SUMMER WAVES WAY EMERSON SEC 2 AR 7 RSB A |
| Legal Subdivision | EMERSON |
| Legal Lot Number | 1 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 606907 |
8601 Summer Waves Way, a townhouse, is owned and occupied by two individuals who bought it in December 2023.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8601 SUMMER WAVES WAY, LAUREL, MD 20723-5925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ORIGINPOINT LLC |
| Dec 4, 2023 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2023 · Amount on File |
| Deed Sale | Dec 4, 2023 · Amount on File |
| Prior Sale | May 17, 2013 · Amount on File |
| Deed Book / Page | 22197 / 257 |
| Prior Transfer Date | Jun 24, 2011 |
| Prior Transfer Doc | 0133120004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8601 SUMMER WAVES WAY, LAUREL, MD 20723-5925 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 8601 SUMMER WAVES WAY, LAUREL, MD 20723-5925 |
| Document Number | 0229900174 |
|---|---|
| Date | Nov 4, 2025 |
| Book Page | 22990/174 |
| Name | ORIGINPOINT LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 4, 2023 |
| Property Address | 8601 SUMMER WAVES WAY, LAUREL, MD 20723-5925 |
| Document Number | 0221970257 |
| Book / Page | 22197 / 257 |
| Map Reference | PL MDR 21093 |
| Instrument Date | Dec 4, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8601 SUMMER WAVES WAY, LAUREL, MD 20723-5925 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8601 SUMMER WAVES WAY, LAUREL, MD 20723-5925 |
| Document Number | 0022197264 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 22197/264 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8601 SUMMER WAVES WAY, LAUREL, MD 20723-5925 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | REAL ESTATE SETMNTS & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0194640453 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 19464/453 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2026 property tax bill for 8601 Summer Waves Way was $9,047 with a homeowner's exemption, up 4.1% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,047.00 (+4.11%) Homeowner's exemption | $611,700 (+6.42%) | $685,500 (+19.26%) Land $230,000 Building $455,500 |
| 2025 | $8,690.00 Homeowner's exemption | $574,800 Land $130,000 Building $444,800 | $574,800 Land $130,000 Building $444,800 |
| 2023 | $522,667 | $574,800 Land $130,000 Building $444,800 | |
| 2022 | $5,591.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8601 Summer Waves Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8601 Summer Waves Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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