Howard County property record for 8622 Summer Waves Way, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,840 sqft · built 2012 |
| Lot Size | 0.048 acres (2,103 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $555,000 (Apr 2022) |
| Tax Bill | $8,706 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-591329 |
| Primary APN | 06-591329 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,840 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,103 sqft (0.048 acres) |
| Garage Type | Built-in |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 591329 |
|---|---|
| Street Address | 8622 SUMMER WAVES WAY |
| City | LAUREL |
| State | MD |
| Zip | 20723-5940 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | MXD 3 |
| Legal Description | LOT 12 2,103 SQ' 8622 SUMMER WAVES WAY EMERSON SEC 2 AR 7 RSB A |
| Legal Subdivision | EMERSON |
| Legal Lot Number | 12 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 606907 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8622 SUMMER WAVES WAY, LAUREL, MD 20723-5940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2022 | Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 26, 2017 | Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2022 · Amount on Record |
| Deed Sale | Apr 4, 2022 · Amount on Record |
| Prior Sale | Apr 26, 2017 · Amount on Record |
| Deed Book / Page | 21438 / 1 |
| Prior Transfer Date | Feb 23, 2016 |
| Prior Transfer Doc | 0167260086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 4, 2022 |
| Property Address | 8622 SUMMER WAVES WAY, LAUREL, MD 20723-5940 |
| Document Number | 0214380001 |
| Book / Page | 21438 / 1 |
| Map Reference | PL MDR 21093 |
| Instrument Date | Mar 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | WORLDWIDE SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 8622 SUMMER WAVES WAY, LAUREL, MD 20723-5940 |
| Document Number | 0000214387 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 21438/7 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 26, 2017 |
| Property Address | 8622 SUMMER WAVES WAY, LAUREL, MD 20723-5940 |
| Document Number | 0175550047 |
| Book / Page | 17555 / 047 |
| Map Reference | PL MDR21093 SH2 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 17555-047 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | MARYLAND FIRST TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 8622 SUMMER WAVES WAY, LAUREL, MD 20723-5940 |
| Document Number | 0017555053 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 17555-053 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,706.00 (+6%) | $573,867 (+5.96%) | $638,400 (+17.87%) Land $230,000 Building $408,400 |
| 2025 | $8,213.00 (+6.62%) | $541,600 (+15.05%) Land $130,000 Building $411,600 | $541,600 (-) Land $130,000 Building $411,600 |
| 2024 | $7,703.00 (+57.17%) | ||
| 2023 | $470,733 | $541,600 Land $130,000 Building $411,600 | |
| 2022 | $4,901.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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