Nassau County property record for 86009 Cardinal Rd, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1992 |
| Lot Size | 0.507 acres (22,089 sqft) |
| Owner | Owner Name on File |
| Last Sale | $83,200 (Aug 2002) |
| Tax Bill | $751 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-2N-27-0070-0001-0000 |
| Primary APN | 09-2N-27-0070-0001-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Heated Area |
| Gross Area | 1,272 sqft |
| 1st Floor Area | 864 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,089 sqft (0.507 acres) |
| Garage Area | 312 sqft |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 86009 CARDINAL RD |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-5512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-1 |
| Legal Description | LOT 1 IN OR 1077/1072 AMANDA'S PLACE PB 5/335 |
| Legal Range | 27E |
| Legal Township | 02N |
| Legal Section | 09 |
| Legal Subdivision | AMANDA'S PLACE |
| Legal Lot Number | 1 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 50306 |
Source: Nassau County records · APN 09-2N-27-0070-0001-0000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 86009 CARDINAL RD, YULEE, FL 32097-5512 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Mar 12, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Oct 26, 2020 | Loan Modification, Mortgage · Conventional Mortgage TRUIST BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 28, 2002 · Amount on Record |
| Deed Sale | Aug 28, 2002 · Amount on Record |
| Deed Document Number | 0010771072 |
| Deed Book / Page | 1077 / 1072 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 86009 CARDINAL RD, YULEE, FL 32097-5512 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 86009 CARDINAL RD, YULEE, FL 32097-5512 |
| Document Number | 0028191110 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 2819/1110 |
| Instrument | 202545029795 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 26, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 86009 CARDINAL RD, YULEE, FL 32097-5512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0021821910 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 2182/1910 |
| Instrument | 201807744 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 86009 CARDINAL RD, YULEE, FL 32097-5512 |
| Document Number | 0024051978 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 86009 CARDINAL RD YULEE FL 320975512, YULEE, FL 32097-5512 |
| Document Number | 0024051978 |
|---|---|
| Date | Nov 04, 2020 |
| Book Page | 002405/001978 |
| Instrument | 45035722 |
| Name | TRUIST BK |
|---|---|
| Address | ORLANDO, FL 32809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 03, 2050 |
Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $751.00 (+2.6%) Homeowner's exemption | $89,293 (+2.9%) | $205,073 (+18.03%) Land $75,000 Building $130,073 |
| 2024 | $732.00 (+3.39%) Homeowner's exemption | $86,776 (+3%) | $173,751 (+2.61%) Land $70,000 Building $103,751 |
| 2023 | $708.00 (+15.12%) Homeowner's exemption | $84,249 (+3%) | $169,326 (+28.06%) Land $70,000 Building $99,326 |
| 2022 | $615.00 Homeowner's exemption | $81,795 | $132,226 Land $50,000 Building $82,226 |
Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 68 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures