860 White Moonstone Loop, San Jose, CA 95123 Property Records

Santa Clara County property record for 860 White Moonstone Loop, San Jose, CA 95123

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,901 sqft · built 2014
Lot Size	0.029 acres (1,272 sqft)
Owner	Individual Name on File
Last Sale	$940,000 (May 2018)
Tax Bill	$15,280 (2025)
Deeds & Mortgages	May 2017 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`706-52-049`

Property Details

APN / Parcel Number

Primary APN	`706-52-049`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,901 sqft Living Area
1st Floor Area	355 sqft
2nd Floor Area	720 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,272 sqft (0.029 acres)
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	860 WHITE MOONSTONE LOOP
City	SAN JOSE
State	CA
Zip	95123-6820
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD
Legal Description	TRACT 10186 LOT 418
Legal Subdivision	TRACT NO 10186
Legal Tract	10186
Legal Lot Number	418
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2017
Census Tract	512058

Owner

860 White Moonstone Loop, a condominium, is owned and occupied by an individual who bought it in May 2018.

Source: Santa Clara County records, as of June 11, 2026

Owner of Record	Individual Name on File
Mailing Address	860 WHITE MOONSTONE LOOP, SAN JOSE, CA 95123-6820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2017	Deed of Trust, Mortgage · ARM PNC MORTGAGE LLC
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
May 11, 2018	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 11, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2018 · Amount on File
Deed Sale	May 11, 2018 · Amount on File
Prior Sale	Mar 30, 2015 · Amount on File
Deed Document Number	201823931212
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	860 WHITE MOONSTONE LOOP, SAN JOSE, CA 95123-6820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023653849
Date	May 19, 2017
Instrument	23653849

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	860 WHITE MOONSTONE LOOP, SAN JOSE, CA 95123-6820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 WHITE MOONSTONE LOOP, SAN JOSE, CA 95123-6820

Mortgage

Document Number	0024792161
Date	Jan 20, 2021
Instrument	24792161

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 11, 2018
Property Address	860 WHITE MOONSTONE LOOP, SAN JOSE, CA 95123-6820
Document Number	0023931213
Map Reference	MB869 PG13-44
Instrument Date	May 9, 2018
Instrument	23931213
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 WHITE MOONSTONE LOOP, SAN JOSE, CA 95123-6820

Mortgage

Document Number	0023931214
Date	May 11, 2018
Instrument	23931214

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 2, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 11, 2018
Property Address	860 WHITE MOONSTONE LOOP, SAN JOSE, CA 95123-6820
Document Number	0023931212
Map Reference	MB869 PG13-44
Instrument Date	May 4, 2018
Instrument	23931212
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 WHITE MOONSTONE LOOP, SAN JOSE, CA 95123-6820

Tax Assessment & Valuation

The 2025 property tax bill for 860 White Moonstone Loop was $15,280 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,280.00 Homeowner's exemption	$1,069,554 Land $534,777 Building $534,777
2023	$14,726.00 (+0.75%) Homeowner's exemption	$1,028,024 Land $514,012 Building $514,012
2022	$14,617.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 860 White Moonstone Loop in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 860 White Moonstone Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet, Verizon.

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