856 White Moonstone Loop, San Jose, CA 95123 Property Records

Santa Clara County property record for 856 White Moonstone Loop, San Jose, CA 95123

Property Summary

Property Type	Condominium
Details	3 bd · 4 ba · 1,793 sqft · built 2014
Lot Size	0.025 acres (1,132 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,500 (Apr 2015)
Tax Bill	$11,810 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone D (undetermined)
APN	`706-52-048`

Property Details

APN / Parcel Number

Primary APN	`706-52-048`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,793 sqft Living Area
1st Floor Area	320 sqft
2nd Floor Area	710 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Construction Type	Wood
Lot Area	1,132 sqft (0.025 acres)
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	856 WHITE MOONSTONE LOOP
City	SAN JOSE
State	CA
Zip	95123-6820
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD
Legal Description	TR 10186 LOT 417
Legal Tract	10186
Legal Lot Number	417
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2017
Census Tract	512058

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	82 CLAYTON AVE, SAN JOSE, CA 95110-2206
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Jan 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2015 · Amount on Record
Deed Sale	Apr 3, 2015 · Amount on Record
Deed Document Number	22905495
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	856 WHITE MOONSTONE LOOP, SAN JOSE, CA 95123-6820
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 CLAYTON AVE, SAN JOSE, CA 95110-2206

Mortgage

Document Number	0025150443
Date	Nov 1, 2021
Instrument	25150443

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	856 WHITE MOONSTONE LOOP, SAN JOSE, CA 95123-6820
Document Number	0023575308
Instrument Date	Jan 27, 2017
Transaction Type	Mortgage
Record Updated	Feb 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	856 WHITE MOONSTONE LOOP SAN JOSE CA 951236820, SAN JOSE, CA 95123-6820

Mortgage

Document Number	0023575308
Date	Feb 3, 2017
Instrument	23575308

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,810.00 (+4%)	$781,794 (+4.04%) Land $390,837 Building $390,957
2023	$11,356.00 (+0.77%)	$751,438 Land $375,661 Building $375,777
2022	$11,269.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet, Verizon.

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