860 State St, Van Wert, OH 45891 Property Records

Van Wert County property record for 860 State St, Van Wert, OH 45891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,240 sqft · built 1983
Lot Size	0.237 acres (10,313 sqft)
Owner	Individual Name on Record
Last Sale	$99,500 (Feb 2002)
Tax Bill	$1,720 (2025)
Deeds & Mortgages	Nov 2025 Reverse Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-031244.1200`

Property Details

APN / Parcel Number

Primary APN	`12-031244.1200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
Gross Area	2,044 sqft
1st Floor Area	1,240 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,313 sqft (0.237 acres)
Lot Dimensions	137 ft deep x 75 ft wide
Garage Area	400 sqft
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	860 STATE ST
City	VAN WERT
State	OH
Zip	45891-2253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	OL 167 E 69.4 FT N1/2 & 166 W 5.6 FT N1/2 VAN WERT 3
Legal Subdivision	VAN WERT
Legal Lot Number	167
Jurisdiction	VAN WERT OH
Township / Civil Division	PLEASANT
Census Block Group	2
Census Block	2019
Census Tract	20800

Owner

Source: Van Wert County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	860 STATE ST, VAN WERT, OH 45891-2253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Reverse Mortgage SMARTFI HOME LOANS LLC
Jan 22, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2002 · Amount on Record
Deed Sale	Feb 22, 2002 · Amount on Record
Prior Sale	Jun 2, 1998 · Amount on Record
Deed Document Number	2002103
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	860 STATE ST, VAN WERT, OH 45891-2253
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 STATE ST, VAN WERT, OH 45891-2253

Mortgage

Document Number	00436/2613
Date	Nov 25, 2025
Book Page	436/2613
Instrument	202504113

Lender

Name	SMARTFI HOME LOANS LLC
Type	Mortgage Company
Address	3636 NOBEL DR STE 210, SAN DIEGO, CA 92122

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	857 Months
Due	Apr 7, 2097

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	860 STATE ST, VAN WERT, OH 45891-2253
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	418/4332
Date	Jan 22, 2021
Book Page	418/4332
Instrument	202100000278

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Van Wert County
County Subdivision	Pleasant Township
Municipality	Van Wert City
Unified School District	Van Wert City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,720.00 (+1.71%) Homeowner's exemption	$50,670 (-) Land $4,360 Building $46,310
2024	$1,691.00 (-4.03%) Homeowner's exemption	$50,670 (-) Land $4,360 Building $46,310	$144,770 (-) Land $12,460 Building $132,310
2023	$1,762.00 (+27.5%) Homeowner's exemption	$50,670 (+40.75%) Land $4,360 Building $46,310	$144,770 (+40.76%) Land $12,460 Building $132,310
2022	$1,382.00 Homeowner's exemption	$36,000 Land $3,260 Building $32,740
2020			$102,850 Land $9,310 Building $93,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAN WERT CITY serves 10,846 people · EPA ID OH8100611
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies, TSC.

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