Essex County and Millburn Township property record for 860 Ridgewood Rd, Millburn, NJ 07041
| Property Type | Single Family Home |
|---|---|
| Details | 1,937 sqft · built 1930 |
| Lot Size | 0.156 acres (6,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $890,000 (Mar 2022) |
| Tax Bill | $15,405 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 12-00504-0000-00011 |
| Primary APN | 12-00504-0000-00011 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,937 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 6,800 sqft (0.156 acres) |
| Lot Dimensions | 136 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 860 RIDGEWOOD RD |
|---|---|
| City | MILLBURN |
| State | NJ |
| Zip | 07041-1443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X136 |
| Legal Subdivision | RIDGEWOOD ROAD |
| Legal Block | 504 |
| Legal Lot Number | 11 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MILLBURN |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 20200 |
860 Ridgewood Rd is owned and occupied by two individuals who bought it in March 2022.
Source: Essex County and Millburn Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 860 RIDGEWOOD RD, MILLBURN, NJ 07041-1443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2022 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 30, 2017 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2022 · Amount on File |
| Deed Sale | Mar 8, 2022 · Amount on File |
| Prior Sale | Aug 30, 2017 · Amount on File |
| Deed Document Number | 202222641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Mar 8, 2022 |
| Property Address | 860 RIDGEWOOD RD, MILLBURN, NJ 07041-1443 |
| Document Number | 0000022641 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 2022022641 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2022 |
| Title Company | HUDSON ONE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2933 GREAT SMOKEY CT, 2933, WESTLAKE VILLAGE, CA 91362-3731 |
| Name | Verified Name |
|---|---|
| Address | 860 RIDGEWOOD RD, MILLBURN, NJ 07041-1443 |
| Document Number | 0000022642 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | 2022022642 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 1, 2032 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 30, 2017 |
| Property Address | 860 RIDGEWOOD RD, MILLBURN, NJ 07041-1443 |
| Document Number | 0000077429 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 77429 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 860 RIDGEWOOD RD MILLBURN NJ 070411443, MILLBURN, NJ 07041-1443 |
| Document Number | 77431 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 77431 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2047 |
The 2025 property tax bill for 860 Ridgewood Rd was $15,405, up 1.9% from the year before.
Source: Essex County and Millburn Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $763,000 (-) Land $491,700 Building $271,300 | $763,000 (-) Land $491,700 Building $271,300 | |
| 2025 | $15,405.00 (+1.87%) | $763,000 Land $491,700 Building $271,300 | $763,000 Land $491,700 Building $271,300 |
| 2024 | $15,122.00 | ||
| 2023 | $763,000 Land $491,700 Building $271,300 | $763,000 Land $491,700 Building $271,300 | |
| 2022 | $14,825.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 860 Ridgewood Rd in Zone X, an area of moderate flood risk, though there have been 92 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 92 (1978–2021) |
| Claims Outside the SFHA | 89 of 92 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 860 Ridgewood Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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