Essex County and Millburn Township property record for 850 Ridgewood Rd, Millburn, NJ 07041
| Property Type | Single Family Home |
|---|---|
| Details | 2,537 sqft · built 1930 |
| Lot Size | 0.176 acres (7,649 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,700,000 (Mar 2024) |
| Tax Bill | $22,550 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2025 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 12-00504-0000-00006 |
| Primary APN | 12-00504-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,537 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 7,649 sqft (0.176 acres) |
| Lot Dimensions | 153 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 850 RIDGEWOOD RD |
|---|---|
| City | MILLBURN |
| State | NJ |
| Zip | 07041-1443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X153 |
| Legal Subdivision | SOUTH MOUNTAIN ESTATES MILBURN |
| Legal Block | 504 |
| Legal Lot Number | 6 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MILLBURN |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 20200 |
Source: Essex County and Millburn Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 850 RIDGEWOOD RD, MILLBURN, NJ 07041-1443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK |
| Oct 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Mar 14, 2024 | Deed, Transfer · Conventional Mortgage TD BANK NA |
| Jul 15, 2022 | Deed, Transfer · Conventional Mortgage EVOLVE BANK & TRUST |
| Jul 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 23, 2016 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2024 · Amount on Record |
| Deed Sale | Mar 14, 2024 · Amount on Record |
| Prior Sale | Jul 15, 2022 · Amount on Record |
| Deed Document Number | 202414858 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 1, 2026 |
| Property Address | 850 RIDGEWOOD RD, MILLBURN, NJ 07041-1443 |
| Document Number | 0000029533 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202629533 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NORTH BERGEN TITLE |
| Name | Verified Name |
|---|---|
| Address | 850 RIDGEWOOD RD, MILLBURN, NJ 07041-1443 |
| Document Number | 0000029533, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 202629533 |
| Name | TD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 850 RIDGEWOOD RD, MILLBURN, NJ 07041-1443 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Title Company | NORTH BERGEN TITLE AGENCY INC, NORTH BERGEN TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 850 RIDGEWOOD RD, MILLBURN, NJ 07041-1443 |
| Document Number | 0000067854 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 2025067854 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.3% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Mar 14, 2024 |
| Property Address | 850 RIDGEWOOD RD, MILLBURN, NJ 07041-1443 |
| Document Number | 0000014858 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 2024014858 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Title Company | NORTH BERGEN TITLE AGENCY INC, NORTH BERGEN TITLE AGCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 850 RIDGEWOOD RD, MILLBURN, NJ 07041-1443 |
| Name | Verified Name |
|---|---|
| Address | 850 RIDGEWOOD RD, MILLBURN, NJ 07041-1443 |
| Document Number | 0000014859 |
|---|---|
| Date | Mar 14, 2024 |
| Instrument | 2024014859 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Margin | 3 |
| Max Rate | 11.1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 15, 2022 |
| Property Address | 850 RIDGEWOOD RD, MILLBURN, NJ 07041-1443 |
| Document Number | 0000066854 |
| Instrument Date | Jul 10, 2022 |
| Instrument | 2022066854 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,266.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 176 MILLBURN AVE APT 36, 176, MILLBURN, NJ 07041-1820 |
| Name | Verified Name |
|---|---|
| Address | 850 RIDGEWOOD RD, MILLBURN, NJ 07041-1443 |
| Document Number | 0000066866 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022066866 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 850 RIDGEWOOD RD, MILLBURN, NJ 07041-1443 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 2021086056 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2021086056 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 850 RIDGEWOOD RD, MILLBURN, NJ 07041-1443 |
| Document Number | 0000001913 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 850 RIDGEWOOD RD MILLBURN NJ 070411443, MILLBURN, NJ 07041-1443 |
| Document Number | 0000001913 |
|---|---|
| Date | Jan 6, 2017 |
| Instrument | 1913 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 5, 2032 |
Source: Essex County and Millburn Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,116,900 (-) Land $493,100 Building $623,800 | $1,116,900 (-) Land $493,100 Building $623,800 | |
| 2025 | $22,550.00 (+1.87%) | $1,116,900 (-) Land $493,100 Building $623,800 | $1,116,900 (-) Land $493,100 Building $623,800 |
| 2024 | $22,136.00 (+2%) | ||
| 2023 | $1,116,900 Land $493,100 Building $623,800 | $1,116,900 Land $493,100 Building $623,800 | |
| 2022 | $21,701.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 92 (1978–2021) |
| Claims Outside the SFHA | 89 of 92 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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