Union County and Union Township property record for 860 Ray Ave, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | built 1969 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | Company Name on File |
| Tax Bill | $17,772 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-03909-0000-00034 |
| Primary APN | 19-03909-0000-00034 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 5,401 sqft (0.124 acres) |
| Lot Dimensions | 100 ft deep x 54 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 860 RAY AVE |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-6532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3909 |
| Legal Lot Number | 34 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 32902 |
860 Ray Ave is owned by a company that acquired it in July 1984.
Source: Union County and Union Township records, as of July 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 860 RAY AVE, UNION, NJ 07083-6532 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 1984 |
| Deed Sale | Jul 20, 1984 |
| Deed Book / Page | 3370 / 789 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 860 RAY AVE, UNION, NJ 07083-6532 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SAFE LAND TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0148310531 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 14831/531 |
| Instrument | 705263 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 860 Ray Ave was $17,772, up 4.4% from the year before.
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,200 (-) Land $20,500 Building $55,700 | $76,200 (-) Land $20,500 Building $55,700 | |
| 2025 | $17,772.00 (+4.35%) | $76,200 Land $20,500 Building $55,700 | $76,200 Land $20,500 Building $55,700 |
| 2024 | $17,031.00 | ||
| 2023 | $76,200 Land $20,500 Building $55,700 | $76,200 Land $20,500 Building $55,700 | |
| 2022 | $15,937.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 860 Ray Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1981–1999) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 860 Ray Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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