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856 Ray Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 856 Ray Ave, Union, NJ 07083

Property Summary

Property TypeSingle Family Home
Details1,505 sqft · built 1963
Lot Size0.124 acres (5,397 sqft)
Owner2 Individual Names on File
Last Sale$419,000 (Nov 2018)
Tax Bill$12,408 (2025)
Deeds & MortgagesAug 2020 Mortgage
Nov 2018 Sale
Flood ZoneZone X (minimal risk)
APN19-03909-0000-00035

Property Details

APN / Parcel Number

Primary APN19-03909-0000-00035
Alternative APN
  • 190390900035

Interior

Building Area1,505 sqft Living Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Lot Area5,397 sqft (0.124 acres)
Lot Dimensions100 ft deep x 54 ft wide

Location & Zoning

Street Address856 RAY AVE
CityUNION
StateNJ
Zip07083-6532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionKENSINGTON WOOD SEC 03
Legal Block3909
Legal Lot Number35
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group2
Census Block2029
Census Tract32902

Owner

Source: Union County and Union Township assessment roll, APN 19-03909-0000-00035, as of July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address856 RAY AVE, UNION, NJ 07083-6532
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Nov 02, 2018Deed, Transfer
WFG NATIONAL TITLE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 02, 2018 · Amount on Record
Deed SaleNov 02, 2018 · Amount on Record
Prior SaleAug 26, 2009 · Amount on Record
Deed Document Number2018306443
Deed Book / Page6294 / 6
Last Transfer DateJul 31, 2020
Transfer Doc0063772316
Record UpdatedSep 20, 2026

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION NJ
Recording DateAug 10, 2020
Property Address856 RAY AVE, UNION, NJ 07083-6532
Document Number0063772316
Book / Page6377 / 2316
Instrument DateJul 31, 2020
Instrument326765
Transaction TypeTransfer
Record UpdatedNov 04, 2021
Title CompanyEVIDENT TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Partial Parcel

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address856 RAY AVE, UNION, NJ 07083-6532

Mortgage

Document Number696403
DateAug 10, 2020
Instrument696403
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 01, 2040

November 2018: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateNov 02, 2018
Property Address856 RAY AVE, UNION, NJ 07083-6532
Document Number0062940006
Book / Page6294 / 0006
Instrument DateOct 25, 2018
Instrument306443
Transaction TypeTransfer
Record UpdatedNov 04, 2021
Title CompanyWFG NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Tax$3,397.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address856 RAY AVE, 856, UNION, NJ 07083-6532

Transferred To (Grantee/Buyer)

NameVerified Name
Address856 RAY AVE, UNION, NJ 07083-6532

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll as of July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$53,200 (-) Land $20,500 Building $32,700$53,200 (-) Land $20,500 Building $32,700
2025$12,408.00 (+4.35%)$53,200 (-) Land $20,500 Building $32,700$53,200 (-) Land $20,500 Building $32,700
2024$11,891.00 (+6.87%)
2023$53,200 Land $20,500 Building $32,700$53,200 Land $20,500 Building $32,700
2022$11,127.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), as of September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390329022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1981–1999)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 686 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ2004002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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