Lake County property record for 860 Osage Ter, Wauconda, IL 60084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 925 sqft · built 1963 |
| Lot Size | 0.263 acres (11,465 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (May 2019) |
| Tax Bill | $6,195 (2024) |
| Deeds & Mortgages | May 2019 Sale & Mortgage Mar 2019 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-306-019 |
| Primary APN | 09-23-306-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| Gross Area | 1,850 sqft |
| 1st Floor Area | 925 sqft |
| Basement Area | 925 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,465 sqft (0.263 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 95 sqft |
| Patio Area | 95 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 860 OSAGE TER |
|---|---|
| City | WAUCONDA |
| State | IL |
| Zip | 60084-1141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LARKDALE UNIT NO. 8 LOT 30 BLOCK 5 |
| Legal Subdivision | LARKDALE UNIT NO. 8 |
| Legal Block | 5 |
| Legal Lot Number | 30 |
| Legal Unit | 8 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WAUCONDA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 864204 |
860 Osage Ter is owned and occupied by an individual who bought it in May 2019.
Source: Lake County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 860 OSAGE TER, WAUCONDA, IL 60084-1141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2019 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Mar 21, 2019 | Grant Deed, Transfer LAKELAND TITLE SERVICES, LAKELAND TITLE SVCS |
| Mar 21, 2019 | Quit Claim Deed, Transfer · Construction Mortgage EMILY W Y SUM |
| Jun 26, 2018 | Court-Ordered Deed, Foreclosure ATTORNEY ONLY |
| Jan 9, 2019 | Grant Deed, Foreclosure CHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2019 · Amount on File |
| Deed Sale | May 24, 2019 · Amount on File |
| Prior Sale | Jun 26, 2018 |
| Deed Document Number | 20197564142 |
| Prior Transfer Date | Mar 19, 2019 |
| Prior Transfer Doc | 0007550273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 24, 2019 |
| Property Address | 860 OSAGE TER, WAUCONDA, IL 60084-1141 |
| Document Number | 0007564142 |
| Instrument Date | May 17, 2019 |
| Instrument | 7564142 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2019 |
| Title Company | LAKELAND TITLE SERVICES, LAKELAND TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 416 FARNSWORTH CIR PORT BARRINGTON IL 600101081, PORT BARRINGTON, IL 60010-1081 |
| Document Number | 7564143 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 7564143 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 21, 2019 |
| Property Address | 860 OSAGE TER, WAUCONDA, IL 60084-1141 |
| Document Number | 0007550272 |
| Instrument Date | Mar 19, 2019 |
| Instrument | 7550272 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2019 |
| Title Company | LAKELAND TITLE SERVICES, LAKELAND TITLE SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 313 W COURTLAND ST MUNDELEIN IL 600602101, MUNDELEIN, IL 60060-2101 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 21, 2019 |
| Property Address | 860 OSAGE TER, WAUCONDA, IL 60084-1141 |
| Document Number | 0007550273 |
| Instrument Date | Mar 19, 2019 |
| Instrument | 7550273 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2019 |
| Title Company | LAKELAND TITLE SERVICES, LAKELAND TITLE SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 781 S MIDLOTHIAN RD #191 MUNDELEIN IL 600602686, 191, MUNDELEIN, IL 60060-2686 |
| Document Number | 7550274 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | 7550274 |
| Name | EMILY W Y SUM |
|---|---|
| Address | 2876 MCLAREN CT V3B 8G1, COQUITLAN BRITISH CO |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 20, 2020 |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 26, 2018 |
| Property Address | 860 OSAGE TER, WAUCONDA, IL 60084-1141 |
| Document Number | 0007493601 |
| Instrument Date | Jun 12, 2018 |
| Instrument | 7493601 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jan 9, 2019 |
| Property Address | 860 OSAGE TER, WAUCONDA, IL 60084-1141 |
| Document Number | 0007536416 |
| Instrument Date | May 27, 2018 |
| Instrument | 7536416 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 29, 2019 |
| Title Company | CHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Wauconda Township |
| Municipality | Wauconda Village |
| Unified School District | Wauconda Community Unit School District 118 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $82,887 Land $18,894 Building $63,993 | $248,686 Land $56,688 Building $191,998 | |
| 2024 | $6,195.00 (-1.46%) | ||
| 2023 | $6,287.00 (+4.98%) | $64,521 (+1.42%) Land $14,707 Building $49,814 | $193,582 (+1.42%) Land $44,125 Building $149,457 |
| 2022 | $5,989.00 | $63,619 Land $17,860 Building $45,759 | $190,876 Land $53,585 Building $137,291 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 860 Osage Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 860 Osage Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAUCONDA serves 15,349 people · EPA ID IL0971850 |
|---|---|
| Water Source | Purchased surface water from CENTRAL LAKE COUNTY JAWA |
| Last State Inspection | Mar 2026 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures